1123 S 5th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 1123 S 5th St, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details2 bd · 780 sqft · built 1890
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$76,000 (Sep 2005)
Tax Bill$834 (2026)
Deeds & MortgagesFeb 2025 Second Mortgage
Flood ZoneZone X (minimal risk)
APN09196285023Z009

Property Details

APN / Parcel Number

Primary APN09196285023Z009
Alternative APNs
  • 41240575
  • 118486

Interior

Bedrooms2 Beds
Stories1 Story
Building Area780 sqft Living Area
1st Floor Area604 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1985
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Garage Area100 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Heating SystemOil

Location & Zoning

Account Number118486
Street Address1123 S 5TH ST
CityBRAINERD
StateMN
Zip56401-4001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 23 AND 24 BLOCK 285 SUBJECT TO AN EASEMENT OF RECORD.
Legal Range31W
Legal Township45N
Legal Section24
Legal SubdivisionTOWN OF BRAINERD FIRST ADDITION TO BRA
Legal Block285
Legal Lot Number23
JurisdictionCROW WING MN
Township / Civil DivisionBRAINERD
Census Block Group1
Census Block1023
Census Tract951303

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1123 S 5TH ST, BRAINERD, MN 56401-4001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2005 · Amount on Record
Deed SaleSep 1, 2005 · Amount on Record
Record UpdatedOct 29, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Property Address1123 S 5TH ST, BRAINERD, MN 56401-4001
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001006831
DateFeb 26, 2025
Instrument1006831
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 20, 2040

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
MunicipalityBrainerd City
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$834.00 (+7.75%) Homeowner's exemption$109,100 (-1.27%) Land $38,700 Building $70,400$109,100 (-1.27%) Land $38,700 Building $70,400
2025$110,500 (+11.17%) Land $39,100 Building $71,400$110,500 (+11.17%) Land $39,100 Building $71,400
2023$774.00 Homeowner's exemption$99,400 Land $40,200 Building $59,200$99,400 Land $40,200 Building $59,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBrainerd
serves 14,670 people · EPA ID MN1180002
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb
Copper1.63 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: CTC, Verizon.

Nearby Properties on S 5th St

Nearby Streets

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