1115 S 5th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 1115 S 5th St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,683 sqft · built 1902
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,900 (Aug 2025)
Tax Bill	$1,942 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09196285017Z009`

Property Details

APN / Parcel Number

Primary APN	`09196285017Z009`
Alternative APNs	`41240577` `186555` `26830`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,683 sqft Living Area
1st Floor Area	1,386 sqft
Basement Area	390 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Area	336 sqft
Driveway	Driveway
Deck Area	126 sqft
Lean-To	24 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	186555
Street Address	1115 S 5TH ST
City	BRAINERD
State	MN
Zip	56401-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17 THRU 20 INCLUSIVE BLOCK 285
Legal Range	31W
Legal Township	45N
Legal Section	24
Legal Subdivision	TOWN OF BRAINERD FIRST ADDITION TO BRA
Legal Block	285
Legal Lot Number	17-20
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	1
Census Block	1023
Census Tract	951303

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1115 S 5TH ST, BRAINERD, MN 56401-4001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Deed of Trust, Mortgage · Line of Credit FIRST WESTERN BANK & TRUST
Aug 11, 2025	Warranty Deed, Transfer · FHA Mortgage PRIME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Deed Document Number	20251013193
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	1115 S 5TH ST, BRAINERD, MN 56401-4001
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 S 5TH ST, BRAINERD, MN 56401-4001

Mortgage

Document Number	0001012419
Date	Jul 28, 2025
Instrument	1012419

Lender

Name	FIRST WESTERN BANK & TRUST
Type	Bank
Address	BAXTER, MN 56425

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Aug 11, 2025
Property Address	1115 S 5TH ST, BRAINERD, MN 56401-4001
Document Number	0001013193
Instrument Date	Jul 30, 2025
Instrument	1013193
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	CYGNETURE TITLE SLN LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$808.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1115 S 5TH ST, BRAINERD, MN 56401-4001

Mortgage

Document Number	0001013194
Date	Aug 11, 2025
Instrument	1013194

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Mortgage

Document Number	0001013196
Date	Aug 11, 2025
Instrument	1013196

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,942.00 (+3.85%) Homeowner's exemption	$203,700 (-1.5%) Land $43,600 Building $160,100	$203,700 (-1.5%) Land $43,600 Building $160,100
2025	$1,870.00 (-5.84%) Homeowner's exemption	$206,800 (+7.21%) Land $44,200 Building $162,600	$206,800 (+7.21%) Land $44,200 Building $162,600
2023	$1,986.00 Homeowner's exemption	$192,900 Land $42,300 Building $150,600	$192,900 Land $42,300 Building $150,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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