1123 Russell St, Covington, KY 41011 Property Records

Kenton County property record for 1123 Russell St, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,678 sqft · built 1890
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$92,000 (Mar 2009)
Tax Bill	$2,498 (2025)
Deeds & Mortgages	Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`054-22-33-013.01`

Property Details

APN / Parcel Number

Primary APN	`054-22-33-013.01`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	2,678 sqft Finished Area
Gross Area	2,894 sqft

Exterior

Year Built	Built 1890
Exterior Material	Brick
Foundation Type	Stone
Lot Area	4,792 sqft (0.11 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0542233013.01
Street Address	1123 RUSSELL ST
City	COVINGTON
State	KY
Zip	41011-3054
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOTS 200 & S 8FT 199 BAP SUB
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	1ST
Legal Lot Number	200,199
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1012
Census Tract	60700

Owner

Source: Kenton County records · APN 054-22-33-013.01

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	412 SUNRISE CT, LUDLOW, KY 41016-1701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 26, 2009 · Amount on Record
Deed Sale	Mar 26, 2009 · Amount on Record
Prior Sale	Jan 12, 2009 · Amount on Record
Deed Document Number	0003964347
Deed Book / Page	3964 / 347
Record Updated	Jun 08, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 22, 2018
Property Address	1123 RUSSELL ST, COVINGTON, KY 41011-3054
Document Number	0000000039
Book / Page	0C6375 / 000085
Instrument Date	Dec 16, 2017
Instrument	39
Transaction Type	Transfer
Record Updated	Apr 16, 2018

Transaction

Amount	Amount Recorded
Tax	$237.76
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 RUSSELL ST COVINGTON KY 410113054, COVINGTON, KY 41011-3054

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,498.00 (-1.96%) Homeowner's exemption	$237,700 (-) Land $5,000 Building $232,700	$237,700 (-) Land $5,000 Building $232,700
2023	$2,548.00 Homeowner's exemption	$237,700 Land $5,000 Building $232,700	$237,700 Land $5,000 Building $232,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Seminary Square Historic District listed 1980 · 128 contributing resources · NRIS 80001647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 720 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.