Kenton County property record for 1117 Russell St, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,259 sqft · built 1910 |
| Lot Size | 0.059 acres (2,550 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Sep 2025) |
| Tax Bill | $861 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-33-010.00 |
| Primary APN | 054-22-33-010.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,259 sqft Finished Area |
| Gross Area | 1,371 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 2,550 sqft (0.059 acres) |
| Lot Dimensions | 85 ft deep x 30 ft wide |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1117 RUSSELL ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 30X85 PTS 198-199 BAP 1ST |
| Legal Subdivision | WESTERN BAPTIST THEO INST |
| Legal Phase | 1ST |
| Legal Lot Number | 198,19 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 60700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Seminary Square Historic District listed 1980 · 128 contributing resources · NRIS 80001647 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1117 RUSSELL ST, COVINGTON, KY 41011-3054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO |
| Sep 25, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Feb 24, 2025 · Amount on Record |
| Deed Document Number | 2025197 |
| Deed Book / Page | 366 / 151 |
| Prior Transfer Date | Sep 19, 2025 |
| Prior Transfer Doc | 0005900078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 30, 2025 |
| Property Address | 1117 RUSSELL ST, COVINGTON, KY 41011-3054 |
| Document Number | 0005900197 |
| Book / Page | KC 366 / 151 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 25093005900197 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMER HOMELAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 911 PHILADELPHIA ST, COVINGTON, KY 41011-2124 |
| Name | Verified Name |
|---|---|
| Address | 1117 RUSSELL ST, COVINGTON, KY 41011-3054 |
| Document Number | 0005900198 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 25093005900198 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 25, 2025 |
| Property Address | 1117 RUSSELL ST, COVINGTON, KY 41011-3054 |
| Document Number | 0005900078 |
| Book / Page | KC 365 / 356 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 25092505900078 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 911 PHILADELPHIA ST, COVINGTON, KY 41011-2124 |
| Name | Verified Name |
|---|---|
| Address | 1104 RUSSELL ST, COVINGTON, KY 41011-3017 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $295,000 (+353.85%) Land $10,000 Building $285,000 | $295,000 (+353.85%) Land $10,000 Building $285,000 | |
| 2025 | $861.00 (+0.82%) | $65,000 (-) Land $5,000 Building $60,000 | $65,000 (-) Land $5,000 Building $60,000 |
| 2024 | $854.00 (-1.27%) | $65,000 (-) Land $5,000 Building $60,000 | $65,000 (-) Land $5,000 Building $60,000 |
| 2023 | $865.00 | $65,000 Land $5,000 Building $60,000 | $65,000 Land $5,000 Building $60,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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