1123 Reed Cir, Howe, TX 75459 Property Records

Grayson County property record for 1123 Reed Cir, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	1,168 sqft · built 2018
Lot Size	0.453 acres (19,733 sqft)
Owner	Individual Name on Record
Tax Bill	$4,721 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H006 5921059`

Property Details

APN / Parcel Number

Primary APN	`H006 5921059`
Alternative APN	`152941`

Interior

Building Area	1,168 sqft Living Area
Gross Area	1,591 sqft
1st Floor Area	1,168 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Lot Area	19,733 sqft (0.453 acres)
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	101 sqft
Utility Building	144 sqft

Location & Zoning

Account Number	152941
Old Parcel Number	H006 5921059
Street Address	1123 REED CIR
City	HOWE
State	TX
Zip	75459-2859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN HILLS ADDN, BLOCK 13, LOT 14 & PT 13, ACRES .453
Legal Subdivision	WESTERN HILLS ADDN
Legal Block	13
Legal Lot Number	14
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1076
Census Tract	1801

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1123 REED CIR, HOWE, TX 75459-2859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 29, 2018	Warranty Deed, Transfer SUPREME LNDG
Feb 15, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LEGACY BK/TX
Jan 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023
Deed Sale	Jun 23, 2023
Prior Sale	Oct 29, 2018
Deed Document Number	2023-16215
Record Updated	Jun 8, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jun 23, 2023
Property Address	1123 REED CIR, HOWE, TX 75459-2859
Document Number	0000016215
Map Reference	VOL 3 PG 76
Instrument Date	Jun 20, 2023
Instrument	2023-16215
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 REED CIR, HOWE, TX 75459-2859

Mortgage

Date	Jun 23, 2023

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000016216
Date	Jun 23, 2023
Instrument	2023-16216

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 29, 2018
Property Address	1123 REED CIR, HOWE, TX 75459-2859
Document Number	0000024308
Instrument Date	Oct 24, 2018
Instrument	24308
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1123 REED CIR HOWE TX 75459, HOWE, TX 75459

Mortgage

Document Number	24309
Date	Oct 29, 2018
Instrument	24309

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	Feb 15, 2018
Property Address	1123 REED CIR, HOWE, TX 75459-2859
Instrument Date	Feb 6, 2018
Instrument	3152
Transaction Type	Construction Loan
Record Updated	Feb 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 W WATERS EDGE WAY OAK POINT TX 750683308, OAK POINT, TX 75068-3308

Mortgage

Document Number	0000003152
Date	Feb 15, 2018
Instrument	3152

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 8, 2018
Property Address	1123 REED CIR, HOWE, TX 75459-2859
Document Number	0000000348
Instrument Date	Jan 3, 2018
Instrument	348
Transaction Type	Transfer
Record Updated	Jan 24, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$284,067 (+12.96%) Land $88,600 Building $195,467	$284,067 (+12.96%) Land $88,600 Building $195,467
2024	$4,721.00 (+25.89%)
2023		$251,478 (-1.88%) Land $84,653 Building $166,825	$251,478 (-1.88%) Land $84,653 Building $166,825
2022	$3,750.00 Homeowner's exemption	$256,300 Land $69,718 Building $186,582	$256,300 Land $69,718 Building $186,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2006–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Nov 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWE serves 4,548 people · EPA ID TX0910013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
TekWav Fixed Wireless	100 / 20

May also be available: ElektraFi, Grayson Collin Communications.

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