1117 Reed Cir, Howe, TX 75459 Property Records

Grayson County property record for 1117 Reed Cir, Howe, TX 75459

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,058 sqft · built 1971
Lot Size0.201 acres (8,751 sqft)
OwnerIndividual Name on Record
Last Sale$88,600 (May 2016)
Tax Bill$3,724 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNH006 5921061

Property Details

APN / Parcel Number

Primary APNH006 5921061
Alternative APN
  • 152943

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,058 sqft Living Area
Gross Area1,580 sqft
1st Floor Area1,058 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,751 sqft (0.201 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeAttached
Garage Area522 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area15 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1117 REED CIR
CityHOWE
StateTX
Zip75459-2859
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTERN HILLS ADDN, BLOCK 13, LOT 16
Legal SubdivisionWESTERN HILLS ADDN
Legal Block13
Legal Lot Number16
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1076
Census Tract1801

Owner

Source: Grayson County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1117 REED CIR, HOWE, TX 75459-2859
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2016 · Amount on Record
Deed SaleMay 6, 2016 · Amount on Record
Prior SaleNov 21, 2005 · Amount on Record
Deed Document Number20169227
Deed Book / Page5801 / 272
Prior Transfer DateApr 25, 2016
Prior Transfer Doc0000009227
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Recording DateJul 15, 2026
Property Address1117 REED CIR, HOWE, TX 75459-2859
Document Number0000017772
Instrument DateJun 9, 2026
Instrument202617772
Transaction TypeMortgage
Record UpdatedJul 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017772,
DateJul 15, 2026
Instrument202617772
Lender
NameCERTIFIED FUNDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 15, 2046
Interest
Rate6.36%
Max Rate-1%

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityHowe Town
Unified School DistrictHowe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,724.00 (+3.19%)$171,659 (+7.6%) Land $56,438 Building $115,221$171,659 (+7.6%) Land $56,438 Building $115,221
2024$3,609.00 (+1.92%)
2023$159,533 Land $56,263 Building $103,270$159,533 Land $56,263 Building $103,270
2022$3,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims10 (2006–2022)
Claims Outside the SFHA8 of 10
Most Recent ClaimNov 2022 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jul 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOWE
serves 4,548 people · EPA ID TX0910013
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Nextlink
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20
TekWav
Fixed Wireless
100 / 20

May also be available: ElektraFi, Grayson Collin Communications.

Nearby Properties on Reed Cir

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