1123 Lear Ln, Mascoutah, IL 62258 Property Records

St. Clair County property record for 1123 Lear Ln, Mascoutah, IL 62258

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,310 sqft · built 2017
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Apr 2021)
Tax Bill	$7,498 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
APN	`10-30-0-205-018`

Property Details

APN / Parcel Number

Primary APN	`10-30-0-205-018`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,310 sqft Living Area
Basement Area	948 sqft
Unfinished Basement	948 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Porch
Porch Area	140 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1123 LEAR LN
City	MASCOUTAH
State	IL
Zip	62258-2866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSEND SQUARE LOT 66 A02694346
Legal Subdivision	TOWNSEND SQUARE
Legal Block	205
Legal Lot Number	66
Jurisdiction	ST CLAIR IL
Township / Civil Division	MASCOUTAH
Census Block Group	1
Census Block	1091
Census Tract	504357

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1123 LEAR LN, MASCOUTAH, IL 62258-2866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 19, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Jun 19, 2017 · Amount on Record
Deed Document Number	20212694346
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 5, 2021
Property Address	1123 LEAR LN, MASCOUTAH, IL 62258-2866
Document Number	A02694346
Instrument Date	Apr 1, 2021
Instrument	A02694346
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1123 LEAR LN, MASCOUTAH, IL 62258-2866

Mortgage

Document Number	A02694347
Date	Apr 5, 2021
Instrument	A02694347

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 19, 2017
Property Address	1123 LEAR LN, MASCOUTAH, IL 62258-2866
Document Number	00A2540460
Instrument Date	Jun 16, 2017
Instrument	2540460
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1123 LEAR LN MASCOUTAH IL 622582866, MASCOUTAH, IL 62258-2866

Mortgage

Document Number	A2540461
Date	Jun 19, 2017
Instrument	2540461

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Mascoutah Township
Municipality	Mascoutah City
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,498.00 (+19.83%)	$103,735 (+29.34%) Land $7,627 Building $96,108	$311,205 (+29.34%) Land $22,881 Building $288,324
2022		$80,201 Land $5,897 Building $74,304	$240,603 Land $17,691 Building $222,912
2019	$6,257.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOUTAH serves 8,759 people · EPA ID IL1630800
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Jan 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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