1120 Lear Ln, Mascoutah, IL 62258 Property Records

St. Clair County property record for 1120 Lear Ln, Mascoutah, IL 62258

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,452 sqft · built 2014
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$411,000 (May 2026)
Tax Bill	$8,462 (2025)
Deeds & Mortgages	Oct 2024 Mortgage May 2026 Sale & Mortgage + 3 more
APN	`10-30-0-210-010`

Property Details

APN / Parcel Number

Primary APN	`10-30-0-210-010`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,452 sqft Living Area
Basement Area	1,068 sqft
Unfinished Basement	1,062 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1120 LEAR LN
City	MASCOUTAH
State	IL
Zip	62258-2866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSEND SQUARE LOT 56 IN A02819987
Legal Subdivision	TOWNSEND SQUARE
Legal Block	210
Legal Lot Number	56
Jurisdiction	ST CLAIR IL
Township / Civil Division	MASCOUTAH
Census Block Group	1
Census Block	1091
Census Tract	504357

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1120 LEAR LN, MASCOUTAH, IL 62258-2866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
May 6, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Jun 22, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 7, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Nov 1, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Jul 25, 2024 · Amount on Record
Deed Document Number	20262882631
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1120 LEAR LN, MASCOUTAH, IL 62258-2866
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 LEAR LN, MASCOUTAH, IL 62258-2866

Mortgage

Document Number	0A02827203
Date	Oct 2, 2024
Instrument	A02827203

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.87%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 6, 2026
Property Address	1120 LEAR LN, MASCOUTAH, IL 62258-2866
Document Number	0002882631
Instrument Date	Apr 24, 2026
Instrument	2026.2882631
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$62,266.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 LEAR LN, MASCOUTAH, IL 62258-2866

Mortgage

Date	May 6, 2026

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.99%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 22, 2021
Property Address	1120 LEAR LN, MASCOUTAH, IL 62258-2866
Document Number	A02704683
Map Reference	MB 107 PG 39
Instrument Date	Jun 18, 2021
Instrument	A02704683
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$431.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 CARDINAL CIRCLE, ALTUS, OK 73521

Mortgage

Document Number	A02704684
Date	Jun 22, 2021
Instrument	A02704684

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1120 LEAR LN, MASCOUTAH, IL 62258-2866
Document Number	00A2629966
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1120 LEAR LN MASCOUTAH IL 622582866, MASCOUTAH, IL 62258-2866

Mortgage

Document Number	00A2629966
Date	Oct 11, 2019
Instrument	2629966

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 1, 2018
Property Address	1120 LEAR LN, MASCOUTAH, IL 62258-2866
Document Number	00A2595087
Instrument Date	Oct 26, 2018
Instrument	2595087
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PSC 1 #836 SCOTT AFB IL 62225, SCOTT AFB, IL 62225

Mortgage

Document Number	A2595088
Date	Nov 1, 2018
Instrument	2595088

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Mascoutah Township
Municipality	Mascoutah City
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,462.00 (+15.76%) Homeowner's exemption	$117,077 (+12.16%) Land $7,734 Building $109,343	$351,231 (+12.16%) Land $23,202 Building $328,029
2024	$7,310.00	$104,388 (+20.23%) Land $7,189 Building $97,199	$313,164 (+20.23%) Land $21,567 Building $291,597
2022		$86,823 Land $5,979 Building $80,844	$260,469 Land $17,937 Building $242,532

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOUTAH serves 8,759 people · EPA ID IL1630800
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Jan 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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