1123 Emerald Gate Dr, Temple, TX 76502 Property Records

Bell County property record for 1123 Emerald Gate Dr, Temple, TX 76502 · Last verified April 2024

Property Summary

Property Type	Single Family Home
Details	1,636 sqft · built 2015
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on File
Tax Bill	$3,534 (2023)
Deeds & Mortgages	Sep 2023 Mortgage May 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0803760884`

Property Details

APN / Parcel Number

Primary APN	`0803760884`
Alternative APNs	`445202` `831164`

Interior

Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	1,637 sqft
1st Floor Area	1,636 sqft

Exterior

Year Built	Built 2015
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Area	619 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	220 sqft
Patio Area	200 sqft

Location & Zoning

Account Number	831164
Street Address	1123 EMERALD GATE DR
City	TEMPLE
State	TX
Zip	76502-6460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE POINTE PHASE II-A1, BLOCK 010, LOT 0006
Legal Subdivision	LAKE POINTE PHASE II-A1
Legal Block	10
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1016
Census Tract	20302

Owner

Source: Bell County records · APN 0803760884

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1636, LIBERTY HILL, TX 78642-1636
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Special Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
May 24, 2023	Warranty Deed, Transfer FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC
Jul 28, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 16, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2023
Deed Sale	Sep 19, 2023
Prior Sale	May 24, 2023
Deed Document Number	2023042065
Record Updated	Jun 07, 2026

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 19, 2023
Property Address	1123 EMERALD GATE DR, TEMPLE, TX 76502-6460
Document Number	0000042065
Map Reference	CAB D SL 400-B-D
Instrument Date	Sep 18, 2023
Instrument	2023042065
Transaction Type	Transfer
Record Updated	Oct 05, 2023
Title Company	AUSTIN TITLE COMPANY, AUSTIN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1636, LIBERTY HILL, TX 78642-1636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1636, LIBERTY HILL, TX 78642-1636

Mortgage

Document Number	0000042066
Date	Sep 19, 2023
Instrument	2023042066

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	May 24, 2023
Property Address	1123 EMERALD GATE DR, TEMPLE, TX 76502-6460
Document Number	0000022397
Map Reference	CAB D SL 400-C-D
Instrument Date	May 22, 2023
Instrument	2023022397
Transaction Type	Transfer
Record Updated	Jun 08, 2023
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1207 COZY CREEK DR, TEMPLE, TX 76502-7812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1636, LIBERTY HILL, TX 78642-1636

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1123 EMERALD GATE DR, TEMPLE, TX 76502-6460
Document Number	0000033905
Instrument Date	Jul 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 EMERALD GATE DR TEMPLE TX 765026460, TEMPLE, TX 76502-6460

Mortgage

Document Number	0000033905
Date	Aug 14, 2018
Book Page	010559/000560
Instrument	33905

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2048

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Jul 16, 2018
Property Address	1123 EMERALD GATE DR, TEMPLE, TX 76502-6460
Document Number	0000029383
Instrument Date	Jul 12, 2018
Instrument	29383
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3658 BETHEL RD WEATHERFORD TX 760879475, WEATHERFORD, TX 76087-9475

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,534.00 (-12.85%) Homeowner's exemption Senior Citizen's exemption	$293,391 Land $39,000 Building $254,391	$293,391 Land $39,000 Building $254,391
2022	$4,055.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270203021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 25% of Texas
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 523 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Radiate Holdings	Cable	1,500 / 50
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AMG Technology Investment Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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