1115 Emerald Gate Dr, Temple, TX 76502 Property Records

Bell County property record for 1115 Emerald Gate Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	3,120 sqft · built 2016
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,155 (2023)
Deeds & Mortgages	May 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0803760890`

Property Details

APN / Parcel Number

Primary APN	`0803760890`
Alternative APNs	`445204` `830824`

Interior

Stories	2 Stories
Building Area	3,120 sqft Living Area
1st Floor Area	1,370 sqft
2nd Floor Area	1,750 sqft

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	310 sqft
Patio Area	50 sqft

Location & Zoning

Account Number	830824
Street Address	1115 EMERALD GATE DR
City	TEMPLE
State	TX
Zip	76502-6460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE POINTE PHASE II-A1, BLOCK 010, LOT 0008
Legal Subdivision	LAKE POINTE PHASE II-A1
Legal Block	10
Legal Lot Number	8
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1016
Census Tract	20302

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 KIMBRO ST, COLORADO SPRINGS, CO 80902-8521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 31, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017
Deed Sale	Jul 31, 2017
Prior Sale	Jul 1, 2016 · Amount on Record
Deed Document Number	2017-00031722
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1115 EMERALD GATE DR, TEMPLE, TX 76502-6460
Document Number	0000024042
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1115 EMERALD GATE DR TEMPLE TX 765026460, TEMPLE, TX 76502-6460

Mortgage

Document Number	0000024042
Date	May 20, 2020
Instrument	24042

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 31, 2017
Property Address	1115 EMERALD GATE DR, TEMPLE, TX 76502-6460
Document Number	0000031722
Instrument Date	Jul 27, 2017
Instrument	31722
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1115 EMERALD GATE DR TEMPLE TX 765026460, TEMPLE, TX 76502-6460

Mortgage

Document Number	31723
Date	Jul 31, 2017
Instrument	31723

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,155.00 (-9.12%) Homeowner's exemption	$420,184 Land $39,000 Building $381,184	$420,184 Land $39,000 Building $381,184
2022	$6,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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