Hamilton County property record for 11226 Reflection Point Dr, Fishers, IN 46037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,424 sqft · built 1996 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $543,305 (Jan 2026) |
| Tax Bill | $4,037 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 29-15-05-018-017.000-020 |
| Primary APN | 29-15-05-018-017.000-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,424 sqft Living Area |
| Gross Area | 2,976 sqft |
| 1st Floor Area | 2,424 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 11226 REFLECTION POINT DR |
|---|---|
| City | FISHERS |
| State | IN |
| Zip | 46037-8719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .23, SECTION 5, TOWNSHIP 17, RANGE 5, SPYGLASS HILL, SECTION 5A, LOT 271 |
| Legal Range | 05 |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | SPYGLASS HILL SECTION 5A |
| Legal Lot Number | 271 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | FALL CREEK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 110805 |
11226 Reflection Point Dr is owned by two individuals who bought it in January 2026.
Source: Hamilton County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5807 RALSTON AVE, INDIANAPOLIS, IN 46220-2729 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Jan 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| May 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 3, 2018 | Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2026 · Amount on File |
| Deed Sale | Jan 8, 2026 · Amount on File |
| Prior Sale | May 19, 2023 · Amount on File |
| Deed Document Number | 2026751 |
| Prior Transfer Date | Jul 23, 2004 |
| Prior Transfer Doc | 0000058929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jan 8, 2026 |
| Property Address | 11226 REFLECTION POINT DR, FISHERS, IN 46037-8719 |
| Document Number | 0000000751 |
| Map Reference | DOC 9558603 |
| Instrument Date | Jan 7, 2026 |
| Instrument | 2026000751 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Title Company | SUMMIT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11226 REFLECTION POINT DR, FISHERS, IN 46037-8719 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11226 REFLECTION POINT DR, FISHERS, IN 46037-8719 |
| Document Number | 0000000752 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 2026000752 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 12.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jan 8, 2026 |
| Property Address | 11226 REFLECTION POINT DR, FISHERS, IN 46037-8719 |
| Document Number | 0000000751 |
| Map Reference | DOC 9558603 |
| Instrument Date | Jan 7, 2026 |
| Instrument | 2026000751 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | SUMMIT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11226 REFLECTION POINT DR, FISHERS, IN 46037-8719 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11226 REFLECTION POINT DR, FISHERS, IN 46037-8719 |
| Document Number | 0000000752 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 2026000752 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 12.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 19, 2023 |
| Property Address | 11226 REFLECTION POINT DR, FISHERS, IN 46037-8719 |
| Document Number | 0000018152 |
| Map Reference | DOC 9558603 |
| Instrument Date | May 11, 2023 |
| Instrument | 2023018152 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 11226 REFLECTION POINT DR, FISHERS, IN 46037-8719 |
| Document Number | 0000018153 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 2023018153 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11226 REFLECTION POINT DR, FISHERS, IN 46037-8719 |
| Document Number | 0000009371 |
| Instrument Date | Mar 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11226 REFLECTION POINT DR FISHERS IN 460378719, FISHERS, IN 46037-8719 |
| Document Number | 0000009371 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 9371 |
| Name | INDIANA MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 7, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Fall Creek Township |
| Municipality | Fishers City |
| Unified School District | Hamilton Southeastern Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $349,400 (-0.26%) Land $73,200 Building $276,200 | $349,400 (-0.26%) Land $73,200 Building $276,200 | |
| 2024 | $4,037.00 (+19.72%) | $350,300 (+13.96%) Land $54,400 Building $295,900 | $350,300 (+13.96%) Land $54,400 Building $295,900 |
| 2023 | $3,372.00 (+2.37%) Homeowner's exemption | $307,400 (+11.18%) Land $54,400 Building $253,000 | $307,400 (+11.18%) Land $54,400 Building $253,000 |
| 2022 | $3,294.00 | $276,500 Land $54,400 Building $222,100 | $276,500 Land $54,400 Building $222,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11226 Reflection Point Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2003–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11226 Reflection Point Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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