11226 Roz Way, Oxford, FL 34484 Property Records

Sumter County property record for 11226 Roz Way, Oxford, FL 34484

Property Summary

Property TypeSingle Family Home
Details3,610 sqft · built 2017
Lot Size0.415 acres (18,084 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Nov 2018)
Tax Bill$7,237 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND18B228

Property Details

APN / Parcel Number

Primary APND18B228
Alternative APN
  • 1018375

Interior

Building Area3,610 sqft Heated Area

Exterior

Year BuiltBuilt 2017
Construction TypeConcrete
Lot Area18,084 sqft (0.415 acres)
Garage Area746 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area390 sqft
PorchCovered Porch
Porch Area807 sqft

Location & Zoning

Account Number1018375
Street Address11226 ROZ WAY
CityOXFORD
StateFL
Zip34484-3497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 228 OXFORD OAKS PHASE ONE PB 15 PGS 25-25D
Legal Range23E
Legal Township18S
Legal Section18
Legal SubdivisionOXFORD OAKS PH 1
Legal Phase1
Legal Lot Number228
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2045
Census Tract910100

Owner

11226 Roz Way is owned and occupied by two individuals who acquired it in November 2018.

Source: Sumter County records, as of December 19, 2025

Owner of Record2 Individual Names on File
Mailing Address11226 ROZ WAY, OXFORD, FL 34484-3497
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 9, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CITIZENS FIRST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2018 · Amount on File
Deed SaleNov 2, 2018 · Amount on File
Deed Document Number0000349032
Deed Book / Page3490 / 32
Last Transfer DateNov 9, 2018
Transfer Doc0034900032
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER FL
Property Address11226 ROZ WAY, OXFORD, FL 34484-3497
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039250437
DateFeb 18, 2021
Book Page3925/437
Instrument202160008204
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2051

November 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateNov 9, 2018
Property Address11226 ROZ WAY, OXFORD, FL 34484-3497
Document Number0034900032
Book / Page003490 / 000032
Instrument DateNov 2, 2018
Instrument60039908
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 3, 2018
Title CompanyPENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,849.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11226 ROZ WAY OXFORD FL 344843497, OXFORD, FL 34484-3497

Mortgage

Document Number34900033
DateNov 9, 2018
Book Page003490/000033
Instrument60039909
Lender
NameCITIZENS FIRST BK
TypeBank
AddressTHE VILLAGES, FL 32162
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 8, 2048

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$575,910$650,310 Land $45,210 Building $605,100
2024$7,237.00 (+6.95%)
2023$6,767.00 (+1.96%) Additional exemption filed$543,380 (+3%)$672,770 (+15.76%) Land $45,210 Building $627,560
2022$6,637.00 Homeowner's exemption$527,560$581,170 Land $20,000 Building $561,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11226 Roz Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11226 Roz Way is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILDWOOD, CITY OF (7 WPS)
serves 25,941 people · EPA ID FL6600331
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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