Sumter County property record for 11225 Roz Way, Oxford, FL 34484
| Property Type | Single Family Home |
|---|---|
| Details | 3,006 sqft · built 2020 |
| Lot Size | 0.473 acres (20,612 sqft) |
| Owner | Individual Name on File |
| Last Sale | $672,400 (Apr 2020) |
| Tax Bill | $8,170 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D18B256 |
| Primary APN | D18B256 |
|---|---|
| Alternative APN |
|
| Building Area | 3,006 sqft Heated Area |
|---|
| Year Built | Built 2020 |
|---|---|
| Construction Type | Concrete |
| Lot Area | 20,612 sqft (0.473 acres) |
| Garage Area | 505 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 64 sqft |
| Porch | Finished/Screened Porch |
| Account Number | 1018403 |
|---|---|
| Street Address | 11225 ROZ WAY |
| City | OXFORD |
| State | FL |
| Zip | 34484-3498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 256 OXFORD OAKS PHASE ONE PB 15 PGS 25-25D |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | OXFORD OAKS PH ONE |
| Legal Phase | 1 |
| Legal Lot Number | 256 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 910100 |
11225 Roz Way is owned and occupied by an individual who bought it in April 2020.
Source: Sumter County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 11225 ROZ WAY, OXFORD, FL 34484-3498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK INC |
| Apr 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2020 · Amount on File |
| Deed Sale | Apr 20, 2020 · Amount on File |
| Prior Sale | Nov 9, 2018 · Amount on File |
| Deed Document Number | 202060016963 |
| Deed Book / Page | 3743 / 358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 11225 ROZ WAY, OXFORD, FL 34484-3498 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | ATLAS TITLE |
| Name | Verified Name |
|---|---|
| Address | 11225 ROZ WAY, OXFORD, FL 34484-3498 |
| Document Number | 0041330742 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 4133/742 |
| Instrument | 202160060060 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Apr 20, 2020 |
| Property Address | 11225 ROZ WAY, OXFORD, FL 34484-3498 |
| Document Number | 0037430358 |
| Book / Page | 3743 / 358 |
| Map Reference | MB 15 PG 25&25A-25D |
| Instrument Date | Apr 3, 2020 |
| Instrument | 202060016963 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | PENINSULA LAND & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,706.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3619 KIESSEL RD, 3619, THE VILLAGES, FL 32163-2909 |
| Name | Verified Name |
|---|---|
| Address | 11225 ROZ WAY, OXFORD, FL 34484-3498 |
| Document Number | 0037430359 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 3743/0359 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Sumter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $612,050 Land $51,530 Building $560,520 | $612,050 Land $51,530 Building $560,520 | |
| 2024 | $8,170.00 (+12.06%) | ||
| 2023 | $7,291.00 (+14.23%) | $605,760 (+32.18%) Land $51,530 Building $554,230 | $605,760 (+25.12%) Land $51,530 Building $554,230 |
| 2022 | $6,383.00 | $458,270 | $484,150 Land $20,000 Building $464,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11225 Roz Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11225 Roz Way is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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