1122 W State St, Union, MO 63084 Property Records

Franklin County property record for 1122 W State St, Union, MO 63084

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 912 sqft · built 1953
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Tax Bill$1,506 (2025)
Deeds & MortgagesJun 2025 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN17-8-27.0-3-099-067.000

Property Details

APN / Parcel Number

Primary APN17-8-27.0-3-099-067.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area912 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Architectural StyleA-Frame
Construction TypeFrame
Lot Area17,424 sqft (0.4 acres)

Location & Zoning

Street Address1122 W STATE ST
CityUNION
StateMO
Zip63084-1037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW SW
Legal Range01W
Legal Township43
Legal Section27
Legal QuarterSW
Legal SubdivisionTRACTS
Legal Block99
JurisdictionFRANKLIN MO
Township / Civil DivisionUNION
Census Block Group2
Census Block2034
Census Tract800604

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1122 W STATE ST, UNION, MO 63084-1037
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED BANK OF UNION
Jul 29, 2017Deed of Trust, Mortgage
FIRST CMNTY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2025
Deed SaleJun 3, 2025
Deed Document Number2506591
Record UpdatedJun 8, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJun 3, 2025
Property Address1122 W STATE ST, UNION, MO 63084-1037
Document Number0002506591
Map ReferenceREC 12 PG 183
Instrument DateJun 3, 2025
Instrument2506591
Transaction TypeTransfer
Record UpdatedNov 11, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1122 W STATE ST, UNION, MO 63084-1037

Mortgage

Document Number0002506592
DateJun 3, 2025
Instrument2506592
Lender
NameUNITED BANK OF UNION
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address1122 W STATE ST, UNION, MO 63084-1037
Document Number0000012475
Instrument DateJul 29, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1122 W STATE ST UNION MO 630841037, UNION, MO 63084-1037

Mortgage

Document Number0000012475
DateAug 16, 2017
Instrument12475
Lender
NameFIRST CMNTY FCU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
AmountAmount Recorded
Term120 Months
DueAug 15, 2027

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityUnion City
Unified School DistrictUnion R-XI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,506.00 (+4.08%)$25,260 (+4.97%)$132,950 (+4.97%) Land $29,170 Building $103,780
2023$1,447.00 (+14.3%)$24,065$126,660 Land $29,170 Building $97,490
2022$1,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION PWS
serves 12,348 people · EPA ID MO6010801
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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