Franklin County property record for 1089 W State St, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 1965 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $159,600 (May 2020) |
| Tax Bill | $1,576 (2025) |
| Deeds & Mortgages | May 2020 Mortgage May 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-27.0-2-003-054.000 |
| Primary APN | 17-8-27.0-2-003-054.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,596 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Patio Area | 120 sqft |
| Street Address | 1089 W STATE ST |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-1034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:12,PT11 ROSE MARIE |
| Legal Range | 1W |
| Legal Township | 43N |
| Legal Section | 27 |
| Legal Subdivision | ROSE MARIE |
| Legal Lot Number | 11,12 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 800604 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1089 W STATE ST, UNION, MO 63084-1034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2020 | Quit Claim Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| May 19, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2020 · Amount on Record |
| Deed Sale | May 19, 2020 · Amount on Record |
| Prior Sale | Oct 24, 2013 · Amount on Record |
| Deed Document Number | 20207186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | May 19, 2020 |
| Property Address | 1089 W STATE ST, UNION, MO 63084-1034 |
| Document Number | 0000007187 |
| Instrument Date | May 18, 2020 |
| Instrument | 7187 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1089 W STATE ST UNION MO 630841034, UNION, MO 63084-1034 |
| Document Number | 7188 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 7188 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | May 19, 2020 |
| Property Address | 1089 W STATE ST, UNION, MO 63084-1034 |
| Document Number | 0000007186 |
| Instrument Date | May 18, 2020 |
| Instrument | 7186 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1089 W STATE ST UNION MO 630841034, UNION, MO 63084-1034 |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,576.00 (+8.17%) | $26,442 (+9.1%) | $139,170 (+9.1%) Land $18,560 Building $120,610 |
| 2023 | $1,457.00 (+5.43%) | $24,236 | $127,560 Land $18,560 Building $109,000 |
| 2022 | $1,382.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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