Okeechobee County property record for 1122 SW 15th St, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,635 sqft · built 1974 |
| Lot Size | 1.05 acres (46,086 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,355 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Oct 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-21-37-35-0200-00020-0100 |
| Primary APN | 3-21-37-35-0200-00020-0100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,635 sqft Living Area |
| Gross Area | 5,003 sqft |
| 1st Floor Area | 5,489 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 46,086 sqft (1.05 acres) |
| Lot Dimensions | 142 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Pool Area | 480 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Deck Area | 110 sqft |
| Patio Area | 504 sqft |
| Gazebo | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1122 SW 15TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-4958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEARCE'S SUBDIVISION (PLAT BOOK 2 PAGE 78) LOTS 9, 10, 11 AND 12 BLOCK 2; TOGETHER WITH THE FOLLOWING: BEGINNING 167 FEET NORTH OF SW CORNER OF SECTION 21; THENCE NORTH 50 FEET; EAST 210 FEET; SOUTH 50 FEET; WEST 210 FEET TO POINT OF BEGINNING. AND B |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 21 |
| Legal Subdivision | PEARCES SUBDIVISION |
| Legal Tract | 1 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 910601 |
Source: Okeechobee County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1122 SW 15TH ST, OKEECHOBEE, FL 34974-4958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN BANK |
| Oct 13, 2021 | Correction Deed ACCOMODATION, ACCOMMODATION |
| Mar 4, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 5, 2021 |
| Transfer Doc | 2021013048 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 1122 SW 15TH ST, OKEECHOBEE, FL 34974-4958 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1122 SW 15TH ST, OKEECHOBEE, FL 34974-4958 |
| Document Number | 0000010472 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2025010472 |
| Name | FIRST SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Aug 18, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Oct 13, 2021 |
| Property Address | 1122 SW 15TH ST, OKEECHOBEE, FL 34974-4958 |
| Document Number | 2021013048 |
| Map Reference | MB 2 PG 78 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 2021013048 |
| Record Updated | Nov 5, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1122 SW 15TH ST, OKEECHOBEE, FL 34974-4958 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Mar 4, 2021 |
| Property Address | 1122 SW 15TH ST, OKEECHOBEE, FL 34974-4958 |
| Document Number | 2021002525 |
| Map Reference | MB 2 PG 78 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 2021002525 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1122 SW 15TH ST, OKEECHOBEE, FL 34974-4958 |
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Municipality | Okeechobee City |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,355.00 (+5.4%) Homeowner's exemption | $184,183 (+5.99%) | $398,824 (+2.97%) Land $58,597 Building $340,227 |
| 2023 | $3,183.00 (+2.78%) Homeowner's exemption | $173,779 (+3%) | $387,303 (+24.39%) Land $40,650 Building $346,653 |
| 2022 | $3,097.00 Homeowner's exemption | $168,717 | $311,359 Land $29,268 Building $282,091 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2004–2012) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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