1118 SW 15th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1118 SW 15th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,824 sqft · built 1948
Lot Size	0.325 acres (14,157 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,556 (2025)
Deeds & Mortgages	Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3-21-37-35-0200-00010-0040`

Property Details

APN / Parcel Number

Primary APN	`3-21-37-35-0200-00010-0040`
Alternative APN	`R32137350200000100040`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	2,224 sqft
1st Floor Area	1,824 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,157 sqft (0.325 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1118 SW 15TH ST
City	OKEECHOBEE
State	FL
Zip	34974-4958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEARCES SUBDIVISION (PLAT BOOK 2 PAGE 78) LOTS 4 & 5 BLOCK 1
Legal Range	35E
Legal Township	37S
Legal Section	21
Legal Subdivision	PEARCES SUBDIVISION
Legal Block	1
Legal Lot Number	4,5
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3038
Census Tract	910601

Owner

1118 SW 15th St is owned and occupied by two individuals who acquired it in July 2022.

Source: Okeechobee County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1118 SW 15TH ST, OKEECHOBEE, FL 34974-4958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 13, 2022
Transfer Doc	0000009629
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 13, 2022
Property Address	1118 SW 15TH ST, OKEECHOBEE, FL 34974-4958
Document Number	0000009629
Map Reference	MB 2 PG 78
Instrument Date	Jul 13, 2022
Instrument	2022009629
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 SW 15TH ST, 1114, OKEECHOBEE, FL 34974-4958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 SW 15TH ST, OKEECHOBEE, FL 34974-4958

Tax Assessment & Valuation

The 2025 property tax bill for 1118 SW 15th St was $2,556 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,556.00 Homeowner's exemption	$143,585	$148,538 Land $35,000 Building $113,538
2023	$2,534.00 (+8.24%) Homeowner's exemption	$141,798 (+23.04%) Land $25,000 Building $116,798	$141,798 (+23.04%) Land $25,000 Building $116,798
2022	$2,341.00	$115,246 Land $18,000 Building $97,246	$115,246 Land $18,000 Building $97,246

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1118 SW 15th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2012)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1118 SW 15th St is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250