1122 Saunders Rd, Vinton, VA 24179 Property Records

Bedford County property record for 1122 Saunders Rd, Vinton, VA 24179

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,368 sqft · built 2006
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,400 (Mar 2021)
Tax Bill	$1,053 (2026)
Deeds & Mortgages	Feb 2026 Second Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`141 A 43C`

Property Details

APN / Parcel Number

Primary APN	`141 A 43C`
Alternative APNs	`90507530` `486489`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	78,844 sqft (1.81 acres)
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1122 SAUNDERS RD
City	VINTON
State	VA
Zip	24179-5300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NEW LOT A PB 46/91
Legal Subdivision	NEW
Legal Lot Number	A
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	1
Census Block	1006
Census Tract	30604

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1122 SAUNDERS RD, VINTON, VA 24179-5300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Mar 5, 2021	Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC
Oct 10, 2017	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	20213322
Prior Transfer Date	Oct 23, 2016
Prior Transfer Doc	0000010780
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1122 SAUNDERS RD, VINTON, VA 24179-5300
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0260001621
Date	Feb 26, 2026
Instrument	260001621

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 5, 2021
Property Address	1122 SAUNDERS RD, VINTON, VA 24179-5300
Document Number	0210003322
Instrument Date	Feb 26, 2021
Instrument	210003322
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 SAUNDERS RD, VINTON, VA 24179-5300

Mortgage

Document Number	0210003323
Date	Mar 5, 2021
Instrument	210003323

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 10, 2017
Property Address	1122 SAUNDERS RD, VINTON, VA 24179-5300
Document Number	0170009515
Instrument Date	Sep 25, 2017
Instrument	170009515
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2262 JORDANTOWN RD, THAXTON, VA 24174-3537

Mortgage

Document Number	0170009516
Date	Oct 10, 2017
Instrument	170009516

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,053.00	$257,000 (+1%) Land $45,000 Building $212,000
2023	$1,053.00 Additional exemption filed	$128,500	$257,000 Land $45,000 Building $212,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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