1044 Saunders Rd, Vinton, VA 24179 Property Records

Bedford County property record for 1044 Saunders Rd, Vinton, VA 24179

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1940
Lot Size	2.49 acres (108,464 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Nov 2021)
Tax Bill	$465 (2023)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`141 A 43A`

Property Details

APN / Parcel Number

Primary APN	`141 A 43A`
Alternative APNs	`14105700` `507765`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,044 sqft Living Area

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,464 sqft (2.49 acres)
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	507765
Street Address	1044 SAUNDERS RD
City	VINTON
State	VA
Zip	24179-5301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BORE AUGER PB 46/91
Legal Subdivision	BORE AUGER
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	1
Census Block	1006
Census Tract	30604

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1044 SAUNDERS RD, VINTON, VA 24179-5301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Aug 7, 2019	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 23, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage PARTY III

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Apr 23, 2018 · Amount on Record
Deed Document Number	210016251
Record Updated	Jun 7, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Nov 15, 2021
Property Address	1044 SAUNDERS RD, VINTON, VA 24179-5301
Document Number	210016251
Instrument Date	Oct 29, 2021
Instrument	210016251
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 SAUNDERS RD, VINTON, VA 24179-5301

Mortgage

Document Number	210016252
Date	Nov 15, 2021
Instrument	210016252

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	214 Months
Due	Sep 1, 2039

Interest

Rate Type	Fixed Rate
Rate	2.75%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1044 SAUNDERS RD, VINTON, VA 24179-5301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190007136
Date	Aug 7, 2019
Instrument	190007136

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 23, 2018
Property Address	1044 SAUNDERS RD, VINTON, VA 24179-5301
Document Number	180003518
Instrument Date	Apr 17, 2018
Instrument	180003518
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180003519
Date	Apr 23, 2018
Instrument	180003519

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$465.00 Additional exemption filed	$56,800	$113,600 Land $42,500 Building $71,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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