Sacramento County property record for 1122 Ripken Ave, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $567,500 (Nov 2019) |
| Tax Bill | $8,137 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-0770-047-0000 |
| Primary APN | 150-0770-047-0000 |
|---|
| Lot Area | 8,320 sqft (0.191 acres) |
|---|
| Street Address | 1122 RIPKEN AVE |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-3188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | RIVER OAKS 3C, LOT 247, UNIT:: 0, BLOCK:: 0, BLDG:: 0 |
| Legal Subdivision | RIVER OAKS 3C |
| Legal Lot Number | 247 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 9409 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1122 RIPKEN AVE, GALT, CA 95632-3188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit PATELCO CREDIT UNION |
| Nov 8, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2019 · Amount on Record |
| Deed Sale | Nov 8, 2019 · Amount on Record |
| Deed Book / Page | 20191108 / 1565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1122 RIPKEN AVE, GALT, CA 95632-3188 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 1122 RIPKEN AVE, GALT, CA 95632-3188 |
| Document Number | 0000000616 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 202102160616 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 28, 2026 |
| Property Address | 1122 RIPKEN AVE, GALT, CA 95632-3188 |
| Document Number | 2026000691 |
| Book / Page | 20260428 / 691 |
| Instrument Date | Apr 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 1122 RIPKEN AVE, GALT, CA 95632-3188 |
| Document Number | 2026000691, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 20260428/691 |
| Name | PATELCO CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 8, 2019 |
| Property Address | 1122 RIPKEN AVE, GALT, CA 95632-3188 |
| Document Number | 1911081565 |
| Instrument Date | Nov 6, 2019 |
| Instrument | 1911081565 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $624.25 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1122 RIPKEN AVE GALT CA 956323188, GALT, CA 95632-3188 |
| Document Number | 1911081566 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 1911081566 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2049 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $633,050 (+2%) Land $100,394 Building $532,656 | |
| 2025 | $8,137.00 (+4.2%) | $620,638 (+4.04%) Land $98,426 Building $522,212 |
| 2024 | $7,809.00 (+1.85%) | |
| 2023 | $7,667.00 (+4.07%) | $596,540 Land $94,605 Building $501,935 |
| 2022 | $7,367.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALT serves 26,536 people · EPA ID CA3410011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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