1086 Ripken Ave, Galt, CA 95632 Property Records

Sacramento County property record for 1086 Ripken Ave, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Lot Size	0.198 acres (8,668 sqft)
Owner	Individual Name on File
Last Sale	$475,500 (Dec 2019)
Tax Bill	$6,990 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-0770-056-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0770-056-0000`

Exterior

Lot Area	8,668 sqft (0.198 acres)

Location & Zoning

Street Address	1086 RIPKEN AVE
City	GALT
State	CA
Zip	95632-3188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	RIVER OAKS 3C, LOT 256, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	RIVER OAKS 3C
Legal Lot Number	256
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1019
Census Tract	9409

Owner

1086 Ripken Ave is owned and occupied by an individual who bought it in December 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1086 RIPKEN AVE, GALT, CA 95632-3188
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Dec 19, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC
Dec 19, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2019 · Amount on File
Deed Sale	Dec 19, 2019 · Amount on File
Deed Book / Page	20191219 / 959
Prior Transfer Date	Dec 17, 2019
Prior Transfer Doc	12190000000958
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1086 RIPKEN AVE, GALT, CA 95632-3188
Document Number	2010141601
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1086 RIPKEN AVE GALT CA 956323188, GALT, CA 95632-3188

Mortgage

Document Number	2010141601
Date	Oct 14, 2020
Instrument	2010141601

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 19, 2019
Property Address	1086 RIPKEN AVE, GALT, CA 95632-3188
Document Number	1912190959
Instrument Date	Dec 17, 2019
Instrument	1912190959
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$523.05
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1086 RIPKEN AVE GALT CA 956323188, GALT, CA 95632-3188

Mortgage

Document Number	1912190960
Date	Dec 19, 2019
Instrument	1912190960

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 19, 2019
Property Address	1086 RIPKEN AVE, GALT, CA 95632-3188
Document Number	1912190958
Instrument Date	Dec 17, 2019
Instrument	1912190958
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1086 RIPKEN AVE GALT CA 956323188, GALT, CA 95632-3188

Tax Assessment & Valuation

The 2025 property tax bill for 1086 Ripken Ave was $6,990, up 4.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,271 (+2%) Land $100,394 Building $430,877
2025	$6,990.00 (+4.16%)	$520,855 Land $98,426 Building $422,429
2024	$6,711.00 (+1.88%)
2023	$6,587.00 (+4.04%)	$500,632 Land $94,605 Building $406,027
2022	$6,331.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1086 Ripken Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1086 Ripken Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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