1122 Rider St, Flora, IL 62839 Property Records

Clay County property record for 1122 Rider St, Flora, IL 62839

Property Summary

Property TypeMulti-Family Dwellings
Details1 ba · 1,114 sqft · built 1948
Lot Size0.164 acres (7,172 sqft)
OwnerIndividual Name on File
Last Sale$103,000 (Jun 2025)
Tax Bill$1,672 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-26-214-033

Property Details

APN / Parcel Number

Primary APN10-26-214-033

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,114 sqft Living Area
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleMulti-Family
Exterior MaterialOther
Construction TypeFrame
Foundation TypeRaised
Roof MaterialShingle
Lot Area7,172 sqft (0.164 acres)
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area63 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1122 RIDER ST
CityFLORA
StateIL
Zip62839-1041
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionRIDER'S ADDN BLOCK 1 LOT 42
Legal SubdivisionRIDERS ADD
Legal Block1
Legal Lot Number42
JurisdictionCLAY IL
Township / Civil DivisionHARTER
Census Block Group1
Census Block1021
Census Tract972100

Owner

1122 Rider St, a residential property, is owned and occupied by an individual who bought it in June 2025.

Source: Clay County records, as of October 15, 2026

Owner of RecordIndividual Name on File
Mailing Address1122 RIDER ST, FLORA, IL 62839-1041
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2025 · Amount on File
Deed SaleJun 20, 2025 · Amount on File
Prior SaleAug 26, 2021 · Amount on File
Deed Document Number2025212013
Record UpdatedOct 29, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionCLAY IL
Recording DateAug 26, 2021
Property Address1122 RIDER ST, FLORA, IL 62839-1041
Document Number0000202815
Instrument DateAug 25, 2021
Instrument202815
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$97.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address113 S 6TH ST SE, CLAY CITY, IL 62824-4225

Transferred To (Grantee/Buyer)

NameVerified Name
Address1122 RIDER ST, FLORA, IL 62839-1041

Mortgage

Document Number0000202816
DateAug 26, 2021
Instrument202816
Lender
NameMORIA DEVELOPMENTS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1122 Rider St was $1,672 with a homeowner's exemption, up 8.2% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,672.00 (+8.22%) Homeowner's exemption$27,849 Land $2,772 Building $25,077$83,547 Land $8,316 Building $75,231
2024$1,545.00
2022$2,008.00 (+40.52%)$21,093 Land $2,091 Building $19,002$63,279 Land $6,273 Building $57,006
2021$1,429.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1122 Rider St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 Rider St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORA
serves 5,233 people · EPA ID IL0250100
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Wabash Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 500
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: ClearWave.

Nearby Properties on Rider St

Nearby Streets

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