950 Rider St, Flora, IL 62839 Property Records

Clay County property record for 950 Rider St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	2 ba · 1,360 sqft · built 1963
Lot Size	0.333 acres (14,517 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Oct 2021)
Tax Bill	$3,719 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Nov 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-26-214-022`

Property Details

APN / Parcel Number

Primary APN	`10-26-214-022`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Living Area
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	14,517 sqft (0.333 acres)
Garage Area	528 sqft
Driveway	Asphalt Driveway
Driveway Area	1,000 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	950 RIDER ST
City	FLORA
State	IL
Zip	62839-1037
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	RIDER'S ADDN BLOCK 1 ALL LOT 30 & S 60.85' LOT 31
Legal Subdivision	RIDERS ADD
Legal Block	1
Legal Lot Number	30-31
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1021
Census Tract	972100

Owner

950 Rider St, a residential property, is owned and occupied by an individual who bought it in October 2021.

Source: Clay County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	950 RIDER ST, FLORA, IL 62839-1037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage CLAY CITY BANKING CO
Nov 13, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK
Jan 4, 2018	Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jan 17, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	Nov 13, 2018 · Amount on File
Deed Document Number	2021203205
Prior Transfer Date	Jan 4, 2017
Prior Transfer Doc	D190773
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Oct 20, 2021
Property Address	950 RIDER ST, FLORA, IL 62839-1037
Document Number	203205
Instrument Date	Oct 15, 2021
Instrument	203205
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 RIDER ST, FLORA, IL 62839-1037

Mortgage

Document Number	203206
Date	Oct 20, 2021
Instrument	203206

Lender

Name	CLAY CITY BANKING CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.05%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Nov 13, 2018
Property Address	950 RIDER ST, FLORA, IL 62839-1037
Document Number	D195429
Instrument Date	Nov 2, 2018
Instrument	D195429
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 RIDER ST, FLORA, IL 62839-1037

Mortgage

Document Number	D195430
Date	Nov 13, 2018
Instrument	D195430

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 2, 2028

Interest

Rate Type	Fixed Rate

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Jan 4, 2018
Property Address	950 RIDER ST, FLORA, IL 62839-1037
Document Number	D193269
Instrument Date	Dec 29, 2017
Instrument	D193269
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 RIDER ST, FLORA, IL 62839-1037

Mortgage

Document Number	D193270
Date	Jan 4, 2018
Instrument	D193270

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

January 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CLAY IL
Recording Date	Jan 17, 2017
Property Address	950 RIDER ST, FLORA, IL 62839-1037
Document Number	D190773
Instrument Date	Jan 4, 2017
Instrument	D190773
Transaction Type	Foreclosure
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 950 Rider St was $3,719 with a homeowner's exemption, up 6.3% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,719.00 (+6.35%) Homeowner's exemption	$54,584 Land $5,544 Building $49,040	$163,752 Land $16,632 Building $147,120
2024	$3,497.00
2022	$3,366.00 (+39.21%) Homeowner's exemption	$41,351 Land $4,193 Building $37,158	$124,053 Land $12,579 Building $111,474
2021	$2,418.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 950 Rider St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 950 Rider St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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