St. Clair County property record for 1121 Summer St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,118 sqft · built 1976 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,755 (Jul 2023) |
| Tax Bill | $2,019 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jun 2019 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 74-01-153-0028-000 |
| Primary APN | 74-01-153-0028-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 105 ft deep x 118 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1121 SUMMER ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1297 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 29 R J MONTE ESTATES SUBD SEC 10 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | R J MONTE ESTATES SUBD |
| Legal Lot Number | 29 |
| Legal Unit | 29 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-153-0028-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1121 SUMMER ST, ALGONAC, MI 48001-1297 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| Jun 11, 2019 | Warranty Deed, Transfer CISLO TITLE, CISLO TITLE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on Record |
| Deed Sale | Jul 14, 2023 · Amount on Record |
| Prior Sale | Jun 11, 2019 · Amount on Record |
| Deed Document Number | 202312520 |
| Deed Book / Page | 5637 / 664 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 14, 2023 |
| Property Address | 1121 SUMMER ST, ALGONAC, MI 48001-1297 |
| Document Number | 0005637664 |
| Book / Page | 5637 / 664 |
| Map Reference | LB 73 PG 7 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 2023012520 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1121 SUMMER ST, ALGONAC, MI 48001-1297 |
| Name | Verified Name |
|---|---|
| Address | 755 WORFOLK DR, ALGONAC, MI 48001-1671 |
| Document Number | 0005633102 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 5633/102 |
| Instrument | 2023011539 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 11, 2019 |
| Property Address | 1121 SUMMER ST, ALGONAC, MI 48001-1297 |
| Document Number | 0050650300 |
| Book / Page | 005065 / 000300 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $989.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 205 E SAINT CLAIR ST MARINE CITY MI 480391658, MARINE CITY, MI 48039-1658 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,019.00 (-39.31%) Homeowner's exemption | $87,200 (+15.65%) | |
| 2024 | $3,327.00 (+24.61%) | $174,400 (+15.65%) | |
| 2023 | $75,400 | ||
| 2022 | $2,670.00 | $150,800 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Aug 2000 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 151 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ALGONAC serves 4,110 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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