1113 Summer St, Algonac, MI 48001 Property Records

St. Clair County property record for 1113 Summer St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,161 sqft · built 1971
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jul 2022)
Tax Bill	$3,051 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`74-01-153-0026-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-153-0026-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,161 sqft Living Area

Exterior

Year Built	Built 1971
Architectural Style	Ranch
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	95 ft deep x 60.5 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	74011530026000
Street Address	1113 SUMMER ST
City	ALGONAC
State	MI
Zip	48001-1297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 27 R J MONTE ESTATES SUBDIVISION
Legal Subdivision	R J MONTE ESTATES SUBDIVISION
Legal Lot Number	27
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3005
Census Tract	649000

Owner

Source: St. Clair County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1113 SUMMER ST, ALGONAC, MI 48001-1297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Mar 25, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Mar 25, 2021 · Amount on Record
Deed Document Number	2022016040
Deed Book / Page	5538 / 615
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 1, 2022
Property Address	1113 SUMMER ST, ALGONAC, MI 48001-1297
Document Number	0005538615
Book / Page	5538 / 615
Map Reference	LB 73 PG 7
Instrument Date	Jun 8, 2022
Instrument	2022016040
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1113 SUMMER ST, 1113, ALGONAC, MI 48001-1297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 SUMMER ST, ALGONAC, MI 48001-1297
Investor	Possibly a Property Investor

Mortgage

Document Number	2022016041
Date	Jul 1, 2022
Instrument	2022016041

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 25, 2021
Property Address	1113 SUMMER ST, ALGONAC, MI 48001-1297
Document Number	0005340598
Book / Page	5340 / 598
Map Reference	LB 73 PG 7
Instrument Date	Feb 11, 2021
Instrument	2021008675
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	FIRST CHOICE TITLE AGENCY, FIRST CHOICE TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1241 S WATER ST, 1241, MARINE CITY, MI 48039-3600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 SUMMER ST, ALGONAC, MI 48001-1297

Mortgage

Document Number	2021008677
Date	Mar 25, 2021
Instrument	2021008677

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,400 (+15.41%)
2024	$3,051.00 (+17.44%)		$158,800 (+15.41%)
2023		$68,800
2022	$2,598.00		$137,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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