1121 Rachel Cir, Escondido, CA 92026 Property Records

San Diego County property record for 1121 Rachel Cir, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,255 sqft · built 1990
Lot Size	0.118 acres (5,123 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Mar 2017)
Tax Bill	$6,103 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`226-780-29-00`

Property Details

APN / Parcel Number

Primary APN	`226-780-29-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,255 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,123 sqft (0.118 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1121 RACHEL CIR
City	ESCONDIDO
State	CA
Zip	92026-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 29 TR 012156
Legal Subdivision	ESCONDIDO 4633-1
Legal Tract	012156
Legal Block	3
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20305

Owner

1121 Rachel Cir is owned by two individuals who acquired it in October 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6347 GARDENIA CT, WESTMINSTER, CA 92683-3679
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU
Mar 30, 2017	Grant Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2017 · Amount on File
Deed Sale	Mar 30, 2017 · Amount on File
Prior Sale	Feb 20, 2015 · Amount on File
Deed Document Number	2017142735
Last Transfer Date	Oct 16, 2020
Transfer Doc	0000655048
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 26, 2020
Property Address	1121 RACHEL CIR, ESCONDIDO, CA 92026-2150
Document Number	0000655048
Map Reference	MAP 12156
Instrument Date	Oct 16, 2020
Instrument	2020-0655048
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NAVY FEDERAL TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1121 RACHEL CIR, ESCONDIDO, CA 92026-2150

Mortgage

Document Number	0000655049
Date	Oct 26, 2020
Instrument	2020-0655049

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2017
Property Address	1121 RACHEL CIR, ESCONDIDO, CA 92026-2150
Document Number	0000142735
Instrument Date	Mar 15, 2017
Instrument	142735
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1121 RACHEL CIR ESCONDIDO CA 920262150, ESCONDIDO, CA 92026-2150

Mortgage

Document Number	142736
Date	Mar 30, 2017
Instrument	142736

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 1121 Rachel Cir was $6,103.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$550,456 (+2%) Land $254,835 Building $295,621
2025	$6,103.00	$539,664 Land $249,839 Building $289,825
2023	$5,758.00 (+1.27%) Homeowner's exemption	$518,711 Land $240,139 Building $278,572
2022	$5,686.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1121 Rachel Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1121 Rachel Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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