1116 Rachel Cir, Escondido, CA 92026 Property Records

San Diego County property record for 1116 Rachel Cir, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,475 sqft · built 1990
Lot Size	0.105 acres (4,594 sqft)
Owner	Company Name on File
Last Sale	$253,000 (Nov 2001)
Tax Bill	$4,143 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jul 2021 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`226-780-17-00`

Property Details

APN / Parcel Number

Primary APN	`226-780-17-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,475 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	4,594 sqft (0.105 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1116 RACHEL CIR
City	ESCONDIDO
State	CA
Zip	92026-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 17 TR 012156
Legal Subdivision	COUNTY/SAN DIEGO 4633-1
Legal Tract	012156
Legal Block	3
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	20305

Owner

1116 Rachel Cir is owned by a company that acquired it in July 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1116 RACHEL CIR, ESCONDIDO, CA 92026-2149
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jul 27, 2021	Intrafamily Transfer, Transfer AMROCK INC
Mar 27, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jul 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 24, 2022	Intrafamily Transfer, Transfer
May 23, 2019	Quit Claim Deed, Transfer AMROCK INC
May 23, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2001 · Amount on File
Deed Sale	Nov 21, 2001 · Amount on File
Prior Sale	Apr 30, 2001
Deed Document Number	2001850850
Last Transfer Date	Jul 20, 2021
Transfer Doc	0000531877
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1116 RACHEL CIR, ESCONDIDO, CA 92026-2149
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 RACHEL CIR, ESCONDIDO, CA 92026-2149

Mortgage

Document Number	0000164316
Date	Apr 14, 2022
Instrument	2022-0164316

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2021
Property Address	1116 RACHEL CIR, ESCONDIDO, CA 92026-2149
Document Number	0000531877
Map Reference	MAP 12156
Instrument Date	Jul 20, 2021
Instrument	2021-0531877
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1116 RACHEL CIR, ESCONDIDO, CA 92026-2149

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1116 RACHEL CIR, ESCONDIDO, CA 92026-2149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135733
Date	Mar 27, 2017
Instrument	2017-0135733

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2021
Property Address	1116 RACHEL CIR, ESCONDIDO, CA 92026-2149
Document Number	0000531875
Map Reference	MAP 12156
Instrument Date	Dec 20, 2020
Instrument	2021-0531875
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1116 RACHEL CIR, ESCONDIDO, CA 92026-2149

Mortgage

Document Number	0000531876
Date	Jul 27, 2021
Instrument	2021-0531876

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1116 RACHEL CIR, ESCONDIDO, CA 92026-2149
Document Number	0000184779
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1116 RACHEL CIR ESCONDIDO CA 920262149, ESCONDIDO, CA 92026-2149

Mortgage

Document Number	0000184779
Date	Apr 13, 2020
Instrument	184779

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Apr 12, 2047

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2022
Property Address	1116 RACHEL CIR, ESCONDIDO, CA 92026-2149
Document Number	0000085625
Map Reference	MAP 12156
Instrument Date	Mar 23, 2020
Instrument	2022-0085625
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1116 RACHEL CIR, ESCONDIDO, CA 92026-2149

Mortgage

Document Number	0000085626
Date	Feb 24, 2022
Instrument	2022-0085626

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	302 Months
Due	Apr 1, 2047

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2022
Property Address	1116 RACHEL CIR, ESCONDIDO, CA 92026-2149
Document Number	0000085628
Map Reference	MAP 12156
Instrument Date	Mar 23, 2020
Instrument	2022-0085628
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1116 RACHEL CIR, ESCONDIDO, CA 92026-2149

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2019
Property Address	1116 RACHEL CIR, ESCONDIDO, CA 92026-2149
Document Number	0000195546
Instrument Date	May 15, 2019
Instrument	195546
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1116 RACHEL CIR ESCONDIDO CA 920262149, ESCONDIDO, CA 92026-2149

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2019
Property Address	1116 RACHEL CIR, ESCONDIDO, CA 92026-2149
Document Number	0000195544
Instrument Date	May 15, 2019
Instrument	195544
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1116 RACHEL CIR ESCONDIDO CA 920262149, ESCONDIDO, CA 92026-2149

Mortgage

Document Number	195545
Date	May 23, 2019
Instrument	195545

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1116 Rachel Cir was $4,143 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$379,700 (+2%) Land $150,674 Building $229,026
2025	$4,143.00 Homeowner's exemption	$372,256 Land $147,720 Building $224,536
2023	$3,958.00 (+1.28%) Homeowner's exemption	$357,803 Land $141,985 Building $215,818
2022	$3,908.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1116 Rachel Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1116 Rachel Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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