1121 Needlewood Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 1121 Needlewood Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,015 sqft · built 1992
Lot Size	0.226 acres (9,840 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Dec 2025)
Tax Bill	$8,261 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`18-21-31-509-0D00-1750`

Property Details

APN / Parcel Number

Primary APN	`18-21-31-509-0D00-1750`
Alternative APN	`2131185090D001750`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	4,015 sqft Living Area
Gross Area	4,455 sqft
1st Floor Area	1,774 sqft
Upper Floors Area	2,001 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,840 sqft (0.226 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	279 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1121 NEEDLEWOOD LOOP
City	OVIEDO
State	FL
Zip	32765-6471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 175 BLK D TUSKA RIDGE UNIT 5 PB 43 PGS 74 & 75
Legal Range	31E
Legal Township	21S
Legal Section	18
Legal Subdivision	TUSKA RIDGE UNIT 5
Legal Tract	509
Legal Block	D
Legal Lot Number	175
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3022
Census Tract	21307

Owner

1121 Needlewood Loop is owned and occupied by two individuals who bought it in December 2025.

Source: Seminole County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1121 NEEDLEWOOD LOOP, OVIEDO, FL 32765-6471
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Apr 3, 2025	Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Apr 3, 2025 · Amount on File
Deed Document Number	2025125554
Deed Book / Page	10953 / 1631
Prior Transfer Date	Mar 11, 2025
Prior Transfer Doc	0107851911
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 17, 2025
Property Address	1121 NEEDLEWOOD LOOP, OVIEDO, FL 32765-6471
Document Number	0109531631
Book / Page	10953 / 1631
Map Reference	MB 43 PG 74&75
Instrument Date	Dec 12, 2025
Instrument	2025125554
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	UNKNOWN, THE CLOSING CITY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1655 SWALLOWTAIL LN, SANFORD, FL 32771-8065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 NEEDLEWOOD LOOP, OVIEDO, FL 32765-6471

Mortgage

Document Number	0109531634
Date	Dec 17, 2025
Instrument	10953/1634

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 3, 2025
Property Address	1121 NEEDLEWOOD LOOP, OVIEDO, FL 32765-6471
Document Number	0108001126
Book / Page	10800 / 1126
Map Reference	MB 43 PG 74&75
Instrument Date	Mar 28, 2025
Instrument	2025031682
Transaction Type	Transfer
Record Updated	Apr 16, 2025
Title Company	SOUTHEAST PROFESSIONAL TTL L

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 VIA CASTILLA, JUPITER, FL 33458-6919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 SWALLOWTAIL LN, SANFORD, FL 32771-8065

Mortgage

Document Number	0108001131
Date	Apr 3, 2025
Book Page	10800/1131
Instrument	2025031684

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1121 Needlewood Loop was $8,261.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,261.00	$573,613 Land $132,000 Building $441,613	$573,613 Land $132,000 Building $441,613
2023	$3,214.00 (+0.88%) Homeowner's exemption	$277,349 (+3%)	$570,168 (+6.46%) Land $125,000 Building $445,168
2022	$3,186.00 Homeowner's exemption	$269,271	$535,595 Land $95,000 Building $440,595

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1121 Needlewood Loop in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	10 (1979–2022)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1121 Needlewood Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: WOW Internet, Cable & Phone.

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