1110 Needlewood Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 1110 Needlewood Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,266 sqft · built 1992
Lot Size	0.254 acres (11,050 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jan 2006)
Tax Bill	$4,899 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-21-31-509-0E00-1820`

Property Details

APN / Parcel Number

Primary APN	`18-21-31-509-0E00-1820`
Alternative APN	`2131185090E001820`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,266 sqft Living Area
Gross Area	3,882 sqft
1st Floor Area	1,707 sqft
Upper Floors Area	1,559 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	11,050 sqft (0.254 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	627 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	1110 NEEDLEWOOD LOOP
City	OVIEDO
State	FL
Zip	32765-6470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 182 BLK E TUSKA RIDGE UNIT 5 PB 43 PGS 74 & 75
Legal Range	31E
Legal Township	21S
Legal Section	18
Legal Subdivision	TUSKA RIDGE UNIT 5
Legal Tract	509
Legal Block	E
Legal Lot Number	182
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3017
Census Tract	21307

Owner

1110 Needlewood Loop is owned and occupied by two individuals who bought it in January 2006.

Source: Seminole County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1110 NEEDLEWOOD LOOP, OVIEDO, FL 32765-6470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2006 · Amount on File
Deed Sale	Jan 24, 2006 · Amount on File
Prior Sale	May 1, 2005 · Amount on File
Deed Document Number	200612201
Deed Book / Page	6093 / 1084
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1110 NEEDLEWOOD LOOP, OVIEDO, FL 32765-6470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097311824
Date	Oct 13, 2020
Book Page	9731/1824
Instrument	2020115704

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1110 Needlewood Loop was $4,899 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,899.00 Homeowner's exemption	$369,538	$610,280 Land $132,000 Building $478,280
2023	$4,462.00 (+2.53%) Homeowner's exemption	$348,663 (+3%)	$589,571 (+7.12%) Land $145,000 Building $444,571
2022	$4,352.00 Homeowner's exemption	$338,508	$550,392 Land $110,000 Building $440,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1110 Needlewood Loop in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	10 (1979–2022)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1110 Needlewood Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: WOW Internet, Cable & Phone.

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