1121 Montego Rd W, Jacksonville, FL 32216 Property Records

Duval County property record for 1121 Montego Rd W, Jacksonville, FL 32216

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,377 sqft · built 1966
Lot Size0.279 acres (12,155 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Jul 2013)
Tax Bill$2,987 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN140435-0000

Property Details

APN / Parcel Number

Primary APN140435-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,377 sqft Living Area
Gross Area3,526 sqft
1st Floor Area1,102 sqft
Upper Floors Area1,110 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,155 sqft (0.279 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchEnclosed/Finished Porch
Porch Area430 sqft
Utility Building121 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1121 MONTEGO RD W
CityJACKSONVILLE
StateFL
Zip32216-3210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-90
Legal Description32-70 52-2S-27E GROVE PARK UNIT THREE LOT 11 BLK 12
Legal Range27E
Legal Township02S
Legal Section52
Legal SubdivisionGROVE PARK UNIT 03
Legal Block12
Legal Lot Number11
Legal Unit3
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1034
Census Tract15804

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1121 MONTEGO RD W, JACKSONVILLE, FL 32216-3210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · VA Mortgage
HOME SOLUTION LENDERS INC
Jan 9, 2017Deed of Trust, Mortgage · Line of Credit
121 FINANCIAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2013 · Amount on Record
Deed SaleJul 1, 2013 · Amount on Record
Prior SaleOct 18, 1996 · Amount on Record
Deed Document Number2013167780
Deed Book / Page16433 / 1785
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1121 MONTEGO RD W, JACKSONVILLE, FL 32216-3210
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1121 MONTEGO RD W, JACKSONVILLE, FL 32216-3210

Mortgage

Document Number0196570073
DateMar 31, 2021
Book Page19657/73
Instrument2021082371
Lender
NameHOME SOLUTION LENDERS INC
TypeMortgage Company
AddressBARTOW, FL 33830
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1121 MONTEGO RD W, JACKSONVILLE, FL 32216-3210
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0178370215
DateJan 9, 2017
Book Page17837/0215
Instrument2017005418
Lender
Name121 FINANCIAL CU
TypeCredit Union
AddressJACKSONVILLE, FL 32245
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 8, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,364 (+2.7%)$346,282 (+2.58%) Land $88,243 Building $258,039
2025$2,987.00 (+8.82%) Homeowner's exemption$188,281 (+5.99%)$337,589 (+8.46%) Land $75,000 Building $262,589
2024$2,745.00 (+3.04%)
2023$2,664.00 (+9.45%) Homeowner's exemption$177,646 (+3%)$311,244 (+12.8%) Land $72,500 Building $238,744
2022$2,434.00 Homeowner's exemption$172,472$275,918 Land $67,500 Building $208,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims7 (2008–2019)
Claims Outside the SFHA3 of 7
Most Recent ClaimOct 2019 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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