1121 Madeira Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 1121 Madeira Dr, Palm Harbor, FL 34684

Property Summary

Property Type	Planned Unit Development
Details	980 sqft · built 1984
Owner	Owner Name on File
Last Sale	$195,000 (Mar 2006)
Tax Bill	$1,018 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-758-4376-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-4376-3`
Alternative APNs	`05-28-16-38918-000-0410` `162805389180000410` `R43370`

Interior

Stories	1 Story
Building Area	980 sqft Heated Area
1st Floor Area	980 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1991
Exterior Material	Brick/Stone
Construction Type	Wood Frame
Lot Dimensions	109 ft deep x 106 ft wide
View / Lot	Average
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R43370
Old Parcel Number	162805389180000410
Street Address	1121 MADEIRA DR
City	PALM HARBOR
State	FL
Zip	34684-2913
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	HIGHLAND LAKES UNIT NINETEEN PHASE 1 LOT 41
Legal Range	16
Legal Township	28
Legal Section	05
Legal Subdivision	HIGHLAND LAKES
Legal Phase	1
Legal Lot Number	41
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2004
Census Tract	27331

Owner

The current owner of 1121 Madeira Dr bought it in March 2006.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	Owner Name on File
Mailing Address	1121 MADEIRA DR, PALM HARBOR, FL 34684-2913
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2006 · Amount on File
Deed Sale	Mar 6, 2006 · Amount on File
Prior Sale	Jun 22, 2004 · Amount on File
Deed Document Number	2006082016
Deed Book / Page	14969 / 1370
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1121 MADEIRA DR, PALM HARBOR, FL 34684-2913
Document Number	0199020885
Book / Page	019902 / 000885
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 MADEIRA DR PALM HARBOR FL 346842913, PALM HARBOR, FL 34684-2913

Mortgage

Document Number	0199020885
Date	Jan 8, 2018
Book Page	019902/000885
Instrument	6890

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1121 Madeira Dr was $1,018 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,018.00 Homeowner's exemption	$90,782	$229,348 Building $229,348
2023	$910.00 (+5.08%) Homeowner's exemption	$85,654 (+3%)	$209,369 (+11.28%) Building $209,369
2022	$866.00 Homeowner's exemption	$83,159	$188,138 Building $188,138

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1121 Madeira Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1121 Madeira Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20