1109 Madeira Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 1109 Madeira Dr, Palm Harbor, FL 34684

Property Summary

Property TypePlanned Unit Development
Details2 bd · 2 ba · 980 sqft · built 1984
Lot Size0.089 acres (3,872 sqft)
Owner2 Company Names on Record
Last Sale$385,000 (Mar 2026)
Tax Bill$133 (2025)
Deeds & MortgagesMar 2026 Sale
Oct 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNC62-000-758-4382-1

Property Details

APN / Parcel Number

Primary APNC62-000-758-4382-1
Alternative APNs
  • 05-28-16-38918-000-0470
  • 281605389180000470
  • 162805389180000470
  • R43376

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area980 sqft Living Area
1st Floor Area980 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2017
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area3,872 sqft (0.089 acres)
Lot Dimensions109 ft deep x 106 ft wide
View / LotInterior
Garage TypeAttached
Parking Spaces1 Parking Space
PorchSlab
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR43376
Street Address1109 MADEIRA DR
CityPALM HARBOR
StateFL
Zip34684-2913
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRPD75
Legal DescriptionHIGHLAND LAKES UNIT NINETEEN PHASE 1 LOT 47
Legal Range16E
Legal Township28S
Legal Section5
Legal SubdivisionHIGHLAND LAKES
Legal Phase1
Legal Tract38918
Legal Lot Number47
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2004
Census Tract27331

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1109 MADEIRA DR, PALM HARBOR, FL 34684-2913
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Warranty Deed, Transfer
TRUSTED TITLE INC
Oct 24, 2023Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Aug 24, 2020Warranty Deed, Transfer
SUNBELT TITLE (AGENCY)
Dec 29, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 29, 2017Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2026 · Amount on Record
Deed SaleMar 24, 2026 · Amount on Record
Prior SaleOct 24, 2023 · Amount on Record
Deed Document Number202679372
Deed Book / Page23498 / 1171
Prior Transfer DateDec 26, 2017
Prior Transfer Doc0198940333
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 24, 2026
Property Address1109 MADEIRA DR, PALM HARBOR, FL 34684-2913
Document Number0234981171
Book / Page23498 / 1171
Map ReferenceMB 88 PG 92
Instrument DateMar 12, 2026
Instrument2026079372
Transaction TypeTransfer
Record UpdatedApr 9, 2026
Title CompanyTRUSTED TITLE INC

Transaction

AmountAmount Recorded
Tax$2,695.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1199 WOODFIELD CT, PALM HARBOR, FL 34684-2831

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 MADEIRA DR, PALM HARBOR, FL 34684-2913

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateOct 24, 2023
Property Address1109 MADEIRA DR, PALM HARBOR, FL 34684-2913
Document Number0226031442
Book / Page22603 / 1442
Map ReferenceMB 88 PG 92
Instrument DateOct 23, 2023
Instrument2023272519
Transaction TypeTransfer
Record UpdatedNov 6, 2023
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,716.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address423 E PORT DR, LENOIR CITY, TN 37772-4499

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 MADEIRA DR, PALM HARBOR, FL 34684-2913

Mortgage

Document Number0226031445
DateOct 24, 2023
Instrument22603/1445
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 24, 2020
Property Address1109 MADEIRA DR, PALM HARBOR, FL 34684-2913
Document Number0211342324
Book / Page021134 / 002324
Instrument DateAug 19, 2020
Instrument251842
Transaction TypeTransfer
Record UpdatedSep 11, 2020
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Tax$1,659.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address423 E PORT DR LENOIR CITY TN 377724499, LENOIR CITY, TN 37772-4499

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateDec 29, 2017
Property Address1109 MADEIRA DR, PALM HARBOR, FL 34684-2913
Document Number0198940333
Book / Page019894 / 000333
Instrument DateDec 26, 2017
Instrument396309
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1109 MADEIRA DR PALM HARBOR FL 346842913, PALM HARBOR, FL 34684-2913

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateDec 29, 2017
Property Address1109 MADEIRA DR, PALM HARBOR, FL 34684-2913
Document Number0198940231
Book / Page19894 / 0231
Map ReferenceMB88 PG92
Instrument DateDec 26, 2017
Instrument2017396294
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyBANKERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 MADEIRA DR, PALM HARBOR, FL 34684-2913

Mortgage

Document Number2017396295
DateDec 29, 2017
Instrument2017396295
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$133.00 (+7.26%)$265,762 (+4.36%)$282,376 (+10.88%) Building $282,376
2024$124.00 (-97.04%)
2023$4,195.00 (+9.56%)$254,668 (+11.23%)$254,668 (+11.23%) Building $254,668
2022$3,829.00$228,964$228,964 Building $228,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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