Osceola County property record for 1121 Illinois Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,085 sqft · built 1930 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Mar 2026) |
| Tax Bill | $2,180 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0182-0130 |
| Primary APN | 01-26-30-0001-0182-0130 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,085 sqft Living Area |
| Gross Area | 1,379 sqft |
| 1st Floor Area | 791 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | L-Shape |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 294 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1121 ILLINOIS AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 182 LOTS 13 THRU 15 22-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 182 |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 43500 |
Source: Osceola County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8509 CAVEL ST, DOWNEY, CA 90242-2519 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Mar 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage MPIRE FINANCIAL GROUP LLC |
| Apr 11, 2024 | Deed of Trust, Mortgage · Commercial Mortgage SAFETY HARBOR ENTERPRISES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Prior Sale | Sep 12, 2024 · Amount on Record |
| Deed Document Number | 202639216 |
| Deed Book / Page | 6942 / 2941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 25, 2026 |
| Property Address | 1121 ILLINOIS AVE, SAINT CLOUD, FL 34769-3822 |
| Document Number | 0069422941 |
| Book / Page | 6942 / 2941 |
| Map Reference | MB B PG 33 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026039216 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3480 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7105 |
| Name | Verified Name |
|---|---|
| Address | 8509 CAVEL ST, DOWNEY, CA 90242-2519 |
| Document Number | 0069422943 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 6942/2943 |
| Instrument | 2026039217 |
| Name | MPIRE FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1121 ILLINOIS AVE, SAINT CLOUD, FL 34769-3822 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3348 CORDGRASS PL, SAINT CLOUD, FL 34773-6053 |
| Document Number | 0065811189 |
|---|---|
| Date | Apr 11, 2024 |
| Book Page | 6581/1189 |
| Instrument | 2024047071 |
| Name | SAFETY HARBOR ENTERPRISES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | 3853 NORTHDALE BLVD # 371, TAMPA, FL 33624 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,180.00 (-24.38%) | $121,600 (-26.92%) Land $55,000 Building $66,600 | $121,600 (-26.92%) Land $55,000 Building $66,600 |
| 2024 | $2,883.00 (+9.08%) | ||
| 2023 | $2,643.00 (+10.82%) | $166,400 (+12.66%) Land $50,000 Building $116,400 | $166,400 (+12.66%) Land $50,000 Building $116,400 |
| 2022 | $2,385.00 | $147,700 Land $45,000 Building $102,700 | $147,700 Land $45,000 Building $102,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1983–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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