Osceola County property record for 1112 Illinois Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,483 sqft · built 1990 |
| Lot Size | 0.028 acres (1,219 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $281,000 (Jun 2023) |
| Tax Bill | $3,284 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-26-30-0050-0001-0140 |
| Primary APN | 02-26-30-0050-0001-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,483 sqft Living Area |
| Gross Area | 1,811 sqft |
| 1st Floor Area | 896 sqft |
| Upper Floors Area | 587 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,219 sqft (0.028 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 88 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1112 ILLINOIS AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | PARK LANE VILLAS PB 6 PG 52 UNIT 14 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | PARK LANE VILLAS |
| Legal Tract | 50 |
| Legal Block | 140 |
| Legal Lot Number | 14 |
| Legal Unit | 14 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 43500 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1112 ILLINOIS AVE, SAINT CLOUD, FL 34769-3845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage PARTNERS FCU |
| Aug 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 24, 2019 | Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Aug 29, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2023 · Amount on Record |
| Deed Sale | Jun 13, 2023 · Amount on Record |
| Prior Sale | May 24, 2019 · Amount on Record |
| Deed Document Number | 202376356 |
| Deed Book / Page | 6423 / 2713 |
| Prior Transfer Date | Dec 4, 2014 |
| Prior Transfer Doc | 0047192765 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 13, 2023 |
| Property Address | 1112 ILLINOIS AVE, SAINT CLOUD, FL 34769-3845 |
| Document Number | 0064232713 |
| Book / Page | 6423 / 2713 |
| Map Reference | MB 6 PG 52 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023076356 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,967.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1112 ILLINOIS AVE, SAINT CLOUD, FL 34769-3845 |
| Name | Verified Name |
|---|---|
| Address | 1112 ILLINOIS AVE, SAINT CLOUD, FL 34769-3845 |
| Document Number | 0064232715 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 6423/2715 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1112 ILLINOIS AVE, SAINT CLOUD, FL 34769-3845 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0057772661 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 5777/2661 |
| Instrument | 2020109976 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 24, 2019 |
| Property Address | 1112 ILLINOIS AVE, SAINT CLOUD, FL 34769-3845 |
| Document Number | 0055300123 |
| Book / Page | 5530 / 0123 |
| Map Reference | MB 6 PG 52 |
| Instrument Date | May 24, 2019 |
| Instrument | 2019067598 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,379.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1112 ILLINOIS AVE, 1112, SAINT CLOUD, FL 34769-3845 |
| Name | Verified Name |
|---|---|
| Address | 1112 ILLINOIS AVE, SAINT CLOUD, FL 34769-3845 |
| Document Number | 0005530124 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 5530/124 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 29, 2017 |
| Property Address | 1112 ILLINOIS AVE, SAINT CLOUD, FL 34769-3845 |
| Document Number | 0052020622 |
| Book / Page | 005202 / 000622 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 125258 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 6775 BAY SHORE DR ST CLOUD FL 347719577, ST CLOUD, FL 34771-9577 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,284.00 (-2.44%) Homeowner's exemption | $226,400 (+63.78%) Land $35,000 Building $191,400 | $226,400 (+3.43%) Land $35,000 Building $191,400 |
| 2024 | $3,366.00 (+94.57%) | ||
| 2023 | $1,730.00 (+4.28%) Homeowner's exemption | $138,233 (+3%) | $218,900 (+16.81%) Land $14,900 Building $204,000 |
| 2022 | $1,659.00 Homeowner's exemption | $134,207 | $187,400 Land $14,900 Building $172,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1983–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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