McLennan County property record for 1121 Drummond Cir, Waco, TX 76712
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,523 sqft · built 2017 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,830 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-338509-000406-0 |
| Primary APN | 36-338509-000406-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,523 sqft Living Area |
| Gross Area | 4,163 sqft |
| 1st Floor Area | 1,562 sqft |
| 2nd Floor Area | 1,962 sqft |
| Flooring | Carpet |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 13,460 sqft (0.309 acres) |
| Lot Dimensions | 125 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 476 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1121 DRUMMOND CIR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76712-5001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE AT CASTLE PARK ADDN PH 1A (PUD) LOT 6 BLOCK 4 ACRES .309 |
| Legal Subdivision | VILLAGE AT CASTLE PARK ADDN PH 1A (PUD) |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 2900 |
1121 Drummond Cir is owned and occupied by two individuals who acquired it in November 2025.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1121 DRUMMOND CIR, WACO, TX 76712-5001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 8, 2022 | Deed of Trust, Mortgage · Line of Credit CARDINAL FINANCIAL COMPANY LP |
| May 14, 2024 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Aug 1, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage ALLIANCE BANK CENTRAL TEXAS |
| Nov 21, 2025 | Warranty Deed, Transfer FIRST TITLE |
| Sep 2, 2020 | Deed of Trust, Mortgage SOFI LNDG |
| May 29, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 |
| Deed Sale | Nov 21, 2025 |
| Prior Sale | May 29, 2018 · Amount on File |
| Deed Document Number | 202536093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1121 DRUMMOND CIR, WACO, TX 76712-5001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000034866 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021034866 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1121 DRUMMOND CIR, WACO, TX 76712-5001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000036453 |
|---|---|
| Date | Sep 8, 2022 |
| Instrument | 2022036453 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1121 DRUMMOND CIR, WACO, TX 76712-5001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1121 DRUMMOND CIR, WACO, TX 76712-5001 |
| Document Number | 0000014234 |
|---|---|
| Date | May 14, 2024 |
| Instrument | 2024014234 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTINGTON BEACH, CA 92647 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1121 DRUMMOND CIR, WACO, TX 76712-5001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Title Company | INDEPENDENCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 213 HARPER LN, KELLER, TX 76248-3024 |
| Document Number | 0000023194 |
|---|---|
| Date | Aug 1, 2025 |
| Instrument | 2025023194 |
| Name | ALLIANCE BANK CENTRAL TEXAS |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 21, 2025 |
| Property Address | 1121 DRUMMOND CIR, WACO, TX 76712-5001 |
| Document Number | 0000036093 |
| Map Reference | FILE 2016012436 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025036093 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | FIRST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 HARPER LN, KELLER, TX 76248-3024 |
| Name | Verified Name |
|---|---|
| Address | 1121 DRUMMOND CIR, WACO, TX 76712-5001 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1121 DRUMMOND CIR, WACO, TX 76712-5001 |
| Document Number | 0000036359 |
| Instrument Date | Sep 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1121 DRUMMOND CIR WACO TX 767125001, WACO, TX 76712-5001 |
| Document Number | 0000036359 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 36359 |
| Name | SOFI LNDG |
|---|---|
| Address | COTTONWOOD HEIGHTS, UT 84121 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 29, 2018 |
| Property Address | 1121 DRUMMOND CIR, WACO, TX 76712-5001 |
| Document Number | 0000017501 |
| Map Reference | FILE2016012436 |
| Instrument Date | May 25, 2018 |
| Instrument | 2018017501 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1121 DRUMMOND CIR, WACO, TX 76712-5001 |
| Document Number | 0000017502 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 2018017502 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 1121 Drummond Cir was $9,830, up 3.4% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $570,795 (-) Land $86,280 Building $484,515 | $570,795 (-) Land $86,280 Building $484,515 | |
| 2025 | $9,830.00 (+3.35%) Homeowner's exemption | $570,795 Land $86,280 Building $484,515 | $570,795 Land $86,280 Building $484,515 |
| 2024 | $9,511.00 | ||
| 2023 | $557,120 Land $86,280 Building $470,840 | $557,120 Land $86,280 Building $470,840 | |
| 2022 | $8,060.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1121 Drummond Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1121 Drummond Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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