1109 Drummond Cir, Waco (Woodway), TX 76712 Property Records

McLennan County property record for 1109 Drummond Cir, Waco, TX 76712

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,926 sqft · built 2019
Lot Size	0.296 acres (12,894 sqft)
Owner	2 Individual Names on File
Last Sale	$389,200 (Aug 2019)
Tax Bill	$8,035 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-338509-000403-0`

Property Details

APN / Parcel Number

Primary APN	`36-338509-000403-0`
Alternative APN	`376182`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,926 sqft Living Area
Gross Area	3,650 sqft
1st Floor Area	2,590 sqft
2nd Floor Area	336 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	12,894 sqft (0.296 acres)
Lot Dimensions	135 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1109 DRUMMOND CIR
City	WACO
State	TX
Zip	76712-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT CASTLE PARK ADDN PH 1A (PUD) LOT 3 BLOCK 4 ACRES .296
Legal Subdivision	VILLAGE AT CASTLE PARK ADDN PH 1A (PUD)
Legal Block	4
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2015
Census Tract	2900

Owner

1109 Drummond Cir is owned and occupied by two individuals who bought it in August 2019.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1109 DRUMMOND CIR, WACO, TX 76712-5001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 20, 2019	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Dec 4, 2018	Grant Deed, Transfer HOME ABSTRACT AND TITLE COMPANY, HOME ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2019 · Amount on File
Deed Sale	Aug 20, 2019 · Amount on File
Prior Sale	Dec 4, 2018
Deed Document Number	201927652
Prior Transfer Date	Aug 16, 2019
Prior Transfer Doc	0000027652
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1109 DRUMMOND CIR, WACO, TX 76712-5001
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012719
Date	Apr 7, 2021
Instrument	2021012719

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

August 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 20, 2019
Property Address	1109 DRUMMOND CIR, WACO, TX 76712-5001
Document Number	0000027652
Map Reference	FILE 2016012436
Instrument Date	Aug 16, 2019
Instrument	2019027652
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 DRUMMOND CIR, WACO, TX 76712-5001

Mortgage

Document Number	0000027653
Date	Aug 20, 2019
Instrument	2019027653

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 4, 2018
Property Address	1109 DRUMMOND CIR, WACO, TX 76712-5001
Document Number	0000041834
Instrument Date	Dec 3, 2018
Instrument	41834
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	HOME ABSTRACT AND TITLE COMPANY, HOME ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3515 SW H K DODGEN LOOP TEMPLE TX 765021021, TEMPLE, TX 76502-1021

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Drummond Cir was $8,035 with a homeowner's exemption, down 5.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,000 (-8.32%) Land $93,738 Building $345,262	$439,000 (-8.32%) Land $93,738 Building $345,262
2025	$8,035.00 (-5.46%) Homeowner's exemption	$478,819 Land $85,230 Building $393,589	$478,819 Land $85,230 Building $393,589
2024	$8,499.00
2023		$466,820 Land $85,230 Building $381,590	$466,820 Land $85,230 Building $381,590
2022	$7,037.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 Drummond Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Drummond Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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