1121 Delta Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 1121 Delta Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,397 sqft · built 2018
Owner	Individual Name on Record
Last Sale	$565,000 (Feb 2021)
Tax Bill	$5,619 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Feb 2021 Sale & Mortgage + 2 more
APN	`104-816-2425`

Property Details

APN / Parcel Number

Primary APN	`104-816-2425`
Alternative APN	`12724`

Interior

Building Area	2,397 sqft Living Area

Exterior

Year Built	Built 2018
Garage Area	535 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1121 DELTA LN
City	COVINGTON
State	LA
Zip	70433-7267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 RIVER CLUB PH 1 SEC 47 49 50 7 11 INST NO 1530554 INST NO 1553723 INST NO 1880720 INST NO 2007443 INST NO 2097483 INST
Legal Subdivision	RIVER CLUB
Legal Phase	1
Legal Lot Number	6
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1121 DELTA LN, COVINGTON, LA 70433-7267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2019	Deed of Trust, Mortgage · VA Mortgage GMFS LLC
Feb 26, 2021	Deed, Transfer · Conventional Mortgage EUSTIS MORTGAGE CORP
Nov 21, 2018	Cash Sale Deed, Subdivision Related Transfer · VA Mortgage USAA FSB
Feb 8, 2018	Deed, Construction Loan · Commercial Mortgage HOME BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Nov 21, 2018 · Amount on Record
Deed Document Number	2255204
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1121 DELTA LN, COVINGTON, LA 70433-7267
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002164345
Date	Jul 11, 2019
Instrument	2164345

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Feb 26, 2021
Property Address	1121 DELTA LN, COVINGTON, LA 70433-7267
Document Number	0002255204
Map Reference	DOC 5462
Instrument Date	Feb 26, 2021
Instrument	2255204
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002255205
Date	Feb 26, 2021
Instrument	2255205

Lender

Name	EUSTIS MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2018: Cash Sale Deed, Subdivision Related Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 21, 2018
Property Address	1121 DELTA LN, COVINGTON, LA 70433-7267
Document Number	0002136870
Map Reference	MAP 5462
Instrument Date	Nov 19, 2018
Instrument	2136870
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 6, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 DELTA LN, COVINGTON, LA 70433-7267

Mortgage

Document Number	0002136872
Date	Nov 21, 2018
Instrument	2136872

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

February 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Feb 8, 2018
Property Address	1121 DELTA LN, COVINGTON, LA 70433-7267
Document Number	0002097483
Map Reference	MAP 5462
Instrument Date	Feb 7, 2018
Instrument	2097483
Transaction Type	Construction Loan
Record Updated	Apr 6, 2023
Title Company	CRESCENT TITLE LLC, CRESCENT TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 973, MADISONVILLE, LA 70447-0973

Mortgage

Document Number	0002097484
Date	Feb 8, 2018
Instrument	2097484

Lender

Name	HOME BANK NA

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,619.00 (-2.41%) Homeowner's exemption	$55,659 (-) Land $7,500 Building $48,159	$556,594 (-) Land $75,000 Building $481,594
2024	$5,758.00 (+14.02%) Homeowner's exemption	$55,659 (+19.8%) Land $7,500 Building $48,159	$556,594 (+19.8%) Land $75,000 Building $481,594
2023	$5,050.00 Homeowner's exemption	$46,461 (-) Land $6,000 Building $40,461	$464,605 (-16.23%) Land $60,000 Building $404,605
2022	$5,050.00 Homeowner's exemption	$46,461 Land $6,000 Building $40,461	$554,605 Land $150,000 Building $404,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 450 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	450 in force
Nearby Flood Claims	132 (1978–2026)
Claims Outside the SFHA	69 of 132
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 20 claims Hurricane Isaac, Aug 2012 · 25 claims Hurricane Katrina, Aug 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 74% of Louisiana
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTILITIES INC - GREEN BRIER WATER SUPPLY private · serves 2,250 people · EPA ID LA1103130
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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