1117 Delta Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 1117 Delta Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,243 sqft · built 2017
Owner	Individual Name on Record
Last Sale	$525,000 (Jun 2022)
Tax Bill	$4,777 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2019 Mortgage + 2 more
APN	`104-816-2424`

Property Details

APN / Parcel Number

Primary APN	`104-816-2424`
Alternative APN	`12723`

Interior

Building Area	2,243 sqft Living Area

Exterior

Year Built	Built 2017
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1117 DELTA LN
City	COVINGTON
State	LA
Zip	70433-7267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CLUB LT5 PH1
Legal Subdivision	RIVER CLUB
Legal Phase	1
Legal Lot Number	5
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1117 DELTA LN, COVINGTON, LA 70433-7267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Seller Carry-Back JAMES WILLIAM JOSEPH
Mar 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Jun 3, 2022	Deed, Transfer · Conventional Mortgage STANDARD MORTGAGE CO INC
Sep 4, 2018	Cash Sale Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	2331404
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1117 DELTA LN, COVINGTON, LA 70433-7267
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002263705
Date	Apr 13, 2021
Instrument	2263705

Lender

Name	JAMES WILLIAM JOSEPH
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1117 DELTA LN, COVINGTON, LA 70433-7267
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BAYOU TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002150940
Date	Mar 26, 2019
Instrument	2150940

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 3, 2022
Property Address	1117 DELTA LN, COVINGTON, LA 70433-7267
Document Number	0002331404
Instrument Date	Jun 1, 2022
Instrument	2331404
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7037 HIGHWAY 190 EAST SERVICE RD, COVINGTON, LA 70433-4955

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 DELTA LN, COVINGTON, LA 70433-7267

Mortgage

Document Number	0002331405
Date	Jun 3, 2022
Instrument	2331405

Lender

Name	STANDARD MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

September 2018: Cash Sale Deed, Subdivision Related Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 4, 2018
Property Address	1117 DELTA LN, COVINGTON, LA 70433-7267
Document Number	0002126694
Map Reference	MAP 5462
Instrument Date	Aug 31, 2018
Instrument	2126694
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2023
Title Company	BAYOU TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 DELTA LN, COVINGTON, LA 70433-7267

Mortgage

Document Number	0002126696
Date	Sep 4, 2018
Instrument	2126696

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,777.00 (-2.43%) Homeowner's exemption	$48,446 (-) Land $7,500 Building $40,946	$484,460 (-) Land $75,000 Building $409,460
2024	$4,896.00 (+13.46%) Homeowner's exemption	$48,446 (+18.77%) Land $7,500 Building $40,946	$484,460 (+18.77%) Land $75,000 Building $409,460
2023	$4,315.00 Homeowner's exemption	$40,791 (-) Land $6,000 Building $34,791	$407,910 (-18.08%) Land $60,000 Building $347,910
2022	$4,315.00 Homeowner's exemption	$40,791 Land $6,000 Building $34,791	$497,910 Land $150,000 Building $347,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 450 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	450 in force
Nearby Flood Claims	132 (1978–2026)
Claims Outside the SFHA	69 of 132
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 20 claims Hurricane Isaac, Aug 2012 · 25 claims Hurricane Katrina, Aug 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 74% of Louisiana
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTILITIES INC - GREEN BRIER WATER SUPPLY private · serves 2,250 people · EPA ID LA1103130
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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