Boyd County property record for 1121 2nd Circle Prospect, Ashland, KY 41101
| Property Type | Single Family Home |
|---|---|
| Details | 1,200 sqft · built 1926 |
| Lot Size | 0.118 acres (5,160 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,999 (Jul 2025) |
| Tax Bill | $365 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Mar 2024 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-14-09-004.00 |
| Primary APN | 031-14-09-004.00 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,200 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,160 sqft (0.118 acres) |
| Lot Dimensions | 129 ft deep x 40 ft wide |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 183751 |
|---|---|
| Street Address | 1121 2ND CIRCLE PROSPECT |
| City | ASHLAND |
| State | KY |
| Zip | 41101-3711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LOT 65 PROSPECT ADDITION |
| Legal Subdivision | PROSPECT ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 65 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30700 |
Source: Boyd County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1121 2ND CIRCLE PROSPECT, ASHLAND, KY 41101-3711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2025 | Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Mar 14, 2024 | Deed, Transfer · Line of Credit THE COMMERCIAL BANK OF GRAYSON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2025 · Amount on Record |
| Deed Sale | Jul 29, 2025 · Amount on Record |
| Prior Sale | Mar 14, 2024 · Amount on Record |
| Deed Document Number | 202510036999 |
| Deed Book / Page | 870 / 479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Jul 29, 2025 |
| Property Address | 1121 2ND CIRCLE PROSPECT, ASHLAND, KY 41101-3711 |
| Document Number | 000870/481 |
| Book / Page | 870 / 481 |
| Instrument Date | Jul 23, 2025 |
| Instrument | 10036999 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1703 S 6TH ST, IRONTON, OH 45638-2266 |
| Name | Verified Name |
|---|---|
| Address | 1121 2ND CIRCLE PROSPECT, ASHLAND, KY 41101-3711 |
| Document Number | 0010037000 |
|---|---|
| Date | Jul 29, 2025 |
| Instrument | 10037000 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Mar 14, 2024 |
| Property Address | 1121 2ND CIRCLE PROSPECT, ASHLAND, KY 41101-3711 |
| Document Number | 000858/130 |
| Book / Page | 858 / 130 |
| Map Reference | MB 65 PG 202 |
| Instrument Date | Mar 4, 2024 |
| Instrument | 10026688 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $55.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1703 S 6TH ST, IRONTON, OH 45638-2266 |
| Investor | Possibly a Property Investor |
| Document Number | 0010026689 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 10026689 |
| Name | THE COMMERCIAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 4, 2029 |
| Document Number | 001556/247 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | 1556/247 |
| Instrument | 10026689 |
| Name | THE COMMERCIAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | 208 E MAIN ST, GRAYSON, KY 41143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 4, 2029 |
Source: Boyd County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $365.00 (+63%) | $55,000 (+48.65%) Land $10,000 Building $45,000 | $55,000 (+48.65%) Land $10,000 Building $45,000 |
| 2023 | $50.00 Homeowner's exemption | $37,000 Land $3,000 Building $34,000 | $37,000 Land $3,000 Building $34,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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