Boyd County property record for 1109 2nd Circle Prospect, Ashland, KY 41101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,380 sqft |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,500 (Mar 2021) |
| Tax Bill | $239 (2025) |
| Deeds & Mortgages | Jul 2022 Construction Loan Mar 2021 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-14-09-002.00 |
| Primary APN | 031-14-09-002.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| Basement Area | 282 sqft |
| Unfinished Basement | 282 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 40 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 318 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 436261 |
|---|---|
| Street Address | 1109 2ND CIRCLE PROSPECT |
| City | ASHLAND |
| State | KY |
| Zip | 41101-3711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | LOT 62 PROSPECT PLACE ADDITION |
| Legal Subdivision | PROSPECT PLACE ADDITION |
| Legal Lot Number | 62 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30700 |
Source: Boyd County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3701 LEIGHWOOD CT, ASHLAND, KY 41102-6785 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage · Construction Mortgage LOAN FUNDER LLC SERIES 37226 |
| Mar 8, 2021 | Deed, Transfer · Stand-Alone Second Mortgage MEMBERS CHOICE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2021 · Amount on Record |
| Deed Sale | Mar 8, 2021 · Amount on Record |
| Deed Document Number | 9839656 |
| Deed Book / Page | D825 / 748 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 1109 2ND CIRCLE PROSPECT, ASHLAND, KY 41101-3711 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3701 LEIGHWOOD CT, ASHLAND, KY 41102-6785 |
| Document Number | 001513/125 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 1513/125 |
| Instrument | 10012720 |
| Name | LOAN FUNDER LLC SERIES 37226 |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10022 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Mar 8, 2021 |
| Property Address | 1109 2ND CIRCLE PROSPECT, ASHLAND, KY 41101-3711 |
| Document Number | 00D825/748 |
| Book / Page | D825 / 748 |
| Instrument Date | Mar 4, 2021 |
| Instrument | 9839656 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6993 NEKIRK RD, ASHLAND, KY 41102-7671 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3701 LEIGHWOOD CT, ASHLAND, KY 41102-6785 |
| Document Number | 0009839657 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 9839657 |
| Name | MEMBERS CHOICE CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 9, 2036 |
Source: Boyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $239.00 (-2.05%) | $33,000 (-) Land $5,000 Building $28,000 | $33,000 (-) Land $5,000 Building $28,000 |
| 2023 | $244.00 | $33,000 Land $5,000 Building $28,000 | $33,000 Land $5,000 Building $28,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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