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11209 Pointer Ridge Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 11209 Pointer Ridge Dr, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,440 sqft · built 2003
Lot Size0.201 acres (8,796 sqft)
OwnerIndividual Name on File
Last Sale$99,000 (Feb 2004)
Tax Bill$2,668 (2023)
Deeds & MortgagesMar 2021 Mortgage
Apr 2018 Transfer
Flood ZoneZone X (minimal risk)
APN031-453-34

Property Details

APN / Parcel Number

Primary APN031-453-34

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,440 sqft Heated Area
Gross Area1,804 sqft
1st Floor Area600 sqft
Upper Floors Area840 sqft

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area8,796 sqft (0.201 acres)
Garage Area240 sqft
PorchPorch
Porch Area24 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number031-453-34
Street Address11209 POINTER RIDGE DR
CityCHARLOTTE
StateNC
Zip28214-0014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-2
Legal DescriptionL34 M33-873
Legal SubdivisionCATAWBA RIV PLANTATION I MAP 0
Legal Lot Number34
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2025
Census Tract6013

Owner

Source: Mecklenburg County records · APN 031-453-34

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address217 SOUTH DEWEY AVE NEWBURY PARK 91320, 91320, XX
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
GENEVA FINANCIAL LLC
Apr 09, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 19, 2004 · Amount on Record
Deed SaleFeb 19, 2004 · Amount on Record
Prior SaleFeb 06, 2006
Deed Document Number0000039305
Last Transfer DateApr 09, 2018
Transfer Doc0000041579
Record UpdatedJun 07, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11209 POINTER RIDGE DR, CHARLOTTE, NC 28214-0014
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063630
DateMar 31, 2021
Book Page35882/206
Instrument2021063630
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85248
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateApr 09, 2018
Property Address11209 POINTER RIDGE DR, CHARLOTTE, NC 28214-0014
Document Number0000041579
Book / Page032587 / 000461
Instrument DateFeb 19, 2018
Instrument41579
Transaction TypeTransfer
Record UpdatedApr 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address217 S DEWEY AVE NEWBURY PARK CA 913205075, NEWBURY PARK, CA 91320-5075

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims65 (2004–2024)
Claims Outside the SFHA1 of 65
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 39 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 357 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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