11144 Pointer Ridge Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 11144 Pointer Ridge Dr, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,782 sqft · built 2002
Lot Size0.145 acres (6,316 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Dec 2006)
Tax Bill$2,483 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN031-458-19

Property Details

APN / Parcel Number

Primary APN031-458-19

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,782 sqft Living Area
1st Floor Area879 sqft
Upper Floors Area903 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area6,316 sqft (0.145 acres)
Garage Area240 sqft
PorchFinished/Open Porch
Porch Area28 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address11144 POINTER RIDGE DR
CityCHARLOTTE
StateNC
Zip28214-1038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-2
Legal DescriptionL134 M36-600
Legal SubdivisionCATAWBA RIV PLANTATION PH 11
Legal Block8
Legal Lot Number134
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1006
Census Tract6013

Owner

Source: Mecklenburg County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11144 POINTER RIDGE DR, CHARLOTTE, NC 28214-1038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2006 · Amount on Record
Deed SaleDec 28, 2006 · Amount on Record
Prior SaleJan 17, 2003 · Amount on Record
Deed Document Number2006269231
Deed Book / Page21570 / 629
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateSep 23, 2026
Property Address11144 POINTER RIDGE DR, CHARLOTTE, NC 28214-1038
Document Number0000102219
Book / Page40732 / 360
Instrument DateSep 18, 2026
Instrument2026102219
Transaction TypeMortgage
Record UpdatedOct 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11144 POINTER RIDGE DR, CHARLOTTE, NC 28214-1038

Mortgage

Document Number0000102219,
DateSep 23, 2026
Book Page40732/360
Instrument2026102219
Lender
NameTRULIANT FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,483.00$301,100 Land $70,000 Building $231,100$301,100 Land $70,000 Building $231,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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