1120 Oneil St, Upland, CA 91784 Property Records

San Bernardino County property record for 1120 Oneil St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,950 sqft · built 1962
Lot Size	0.229 acres (9,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Sep 2020)
Tax Bill	$5,809 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1005-355-11-0000`

Property Details

APN / Parcel Number

Primary APN	`1005-355-11-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
1st Floor Area	1,950 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	9,956 sqft (0.229 acres)
Lot Dimensions	131 ft deep x 76 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	428 sqft
Patio Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1120 ONEIL ST
City	UPLAND
State	CA
Zip	91784-1867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6665 LOT 16
Legal Subdivision	TRACT NO 6665
Legal Tract	6665
Legal Block	3
Legal Lot Number	16
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3005
Census Tract	816

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1120 ONEIL ST, UPLAND, CA 91784-1867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 11, 2020	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 11, 2020	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 11, 2020	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	2020341111
Prior Transfer Date	May 2, 1996
Prior Transfer Doc	0000171362
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1120 ONEIL ST, UPLAND, CA 91784-1867
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 ONEIL ST, UPLAND, CA 91784-1867

Mortgage

Document Number	0000010839
Date	Jan 15, 2026
Instrument	2026-0010839

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	DALY CITY, CA 94014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1120 ONEIL ST, UPLAND, CA 91784-1867
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 ONEIL ST, UPLAND, CA 91784-1867

Mortgage

Document Number	0000242694
Date	Oct 2, 2023
Instrument	2023-0242694

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1120 ONEIL ST, UPLAND, CA 91784-1867
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 ONEIL ST, UPLAND, CA 91784-1867

Mortgage

Document Number	0000361713
Date	Aug 11, 2021
Instrument	2021-0361713

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 11, 2020
Property Address	1120 ONEIL ST, UPLAND, CA 91784-1867
Document Number	0000341110
Instrument Date	May 26, 2020
Instrument	341110
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1134 ONEIL ST UPLAND CA 917841867, UPLAND, CA 91784-1867

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 11, 2020
Property Address	1120 ONEIL ST, UPLAND, CA 91784-1867
Document Number	0000341109
Instrument Date	May 26, 2020
Instrument	341109
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1134 ONEIL ST UPLAND CA 917841867, UPLAND, CA 91784-1867

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 11, 2020
Property Address	1120 ONEIL ST, UPLAND, CA 91784-1867
Document Number	0000341111
Map Reference	MB 84 PG 59&60
Instrument Date	May 15, 2020
Instrument	2020-0341111
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1120 ONEIL ST, UPLAND, CA 91784-1867

Mortgage

Document Number	0000341112
Date	Sep 11, 2020
Instrument	2020-0341112

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Mortgage

Document Number	0000341113
Date	Sep 11, 2020
Instrument	2020-0341113

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$539,713 (+2%) Land $182,173 Building $357,540
2025	$5,809.00 (+11.33%) Homeowner's exemption	$529,130 (+10.56%) Land $178,601 Building $350,529
2023	$5,218.00 (+2.23%) Homeowner's exemption	$478,584 Land $171,666 Building $306,918
2022	$5,104.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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