San Bernardino County property record for 1086 Oneil St, Upland, CA 91784
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,512 sqft · built 1962 |
| Lot Size | 0.229 acres (9,956 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Jan 2021) |
| Tax Bill | $7,391 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1005-355-14-0000 |
| Primary APN | 1005-355-14-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,029 sqft |
| 1st Floor Area | 1,512 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 9,956 sqft (0.229 acres) |
| Lot Dimensions | 131 ft deep x 76 ft wide |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 517 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1086 ONEIL ST |
|---|---|
| City | UPLAND |
| State | CA |
| Zip | 91784-1864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 6665 LOT 13 |
| Legal Tract | 6665 |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 816 |
Source: San Bernardino County assessment roll, APN 1005-355-14-0000, as of July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1086 ONEIL ST, UPLAND, CA 91784-1864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 27, 2021 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| May 21, 2018 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 27, 2021 · Amount on Record |
| Deed Sale | Jan 27, 2021 · Amount on Record |
| Prior Sale | Sep 24, 2007 · Amount on Record |
| Deed Document Number | 202141363 |
| Prior Transfer Date | Jul 14, 1997 |
| Prior Transfer Doc | 0000265172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 27, 2021 |
| Property Address | 1086 ONEIL ST, UPLAND, CA 91784-1864 |
| Document Number | 0000041363 |
| Map Reference | MB 84 PG 59&60 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021-0041363 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1086 ONEIL ST, UPLAND, CA 91784-1864 |
| Document Number | 0000041364 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021-0041364 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 1086 ONEIL ST, UPLAND, CA 91784-1864 |
| Document Number | 0000072254 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1086 ONEIL ST UPLAND CA 917841864, UPLAND, CA 91784-1864 |
| Document Number | 0000072254 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 72254 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 1086 ONEIL ST, UPLAND, CA 91784-1864 |
| Document Number | 0000194892 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1086 ONEIL ST UPLAND CA 917841864, UPLAND, CA 91784-1864 |
| Document Number | 0000194892 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 194892 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: San Bernardino County assessment roll as of July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Upland City |
| Unified School District | Upland Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $690,052 (+2%) Land $172,513 Building $517,539 | |
| 2025 | $7,391.00 (+4.88%) Homeowner's exemption | $676,521 (+4.04%) Land $169,130 Building $507,391 |
| 2023 | $7,047.00 (+2.22%) Homeowner's exemption | $650,251 Land $162,563 Building $487,688 |
| 2022 | $6,894.00 |
Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 605 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: California Internet, T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system CA3610050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF UPLAND serves 78,376 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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