1120 Oberlin Cir, Modesto, CA 95350 Property Records

Stanislaus County property record for 1120 Oberlin Cir, Modesto, CA 95350

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,138 sqft · built 1952
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$207,500 (Nov 2009)
Tax Bill	$3,085 (2026)
Deeds & Mortgages	Jul 2017 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118-015-015-000`

Property Details

APN / Parcel Number

Primary APN	`118-015-015-000`
Alternative APNs	`1181515000` `1181515`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,138 sqft Living Area
1st Floor Area	2,138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	3 Parking Spaces
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1120 OBERLIN CIR
City	MODESTO
State	CA
Zip	95350-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	COLLEGE VIEW
Legal Block	4
Legal Lot Number	2
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4005
Census Tract	1300

Owner

1120 Oberlin Cir is owned and occupied by two individuals who bought it in November 2009.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1120 OBERLIN CIR, MODESTO, CA 95350-4907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2009 · Amount on File
Deed Sale	Nov 23, 2009 · Amount on File
Prior Sale	Jun 16, 2009 · Amount on File
Deed Document Number	2009112883
Prior Transfer Date	Jun 9, 2009
Prior Transfer Doc	0000059631
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1120 OBERLIN CIR, MODESTO, CA 95350-4907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TSI TITLE COMPANY OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053220
Date	Jul 24, 2017
Instrument	2017-0053220

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1120 OBERLIN CIR, MODESTO, CA 95350-4907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 OBERLIN CIR, MODESTO, CA 95350-4907

Mortgage

Document Number	0000077190
Date	Oct 6, 2020
Instrument	2020-0077190

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1120 Oberlin Cir was $3,085 with a homeowner's exemption, up 1.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,085.00 (+1.15%) Homeowner's exemption	$273,187 (+2%) Land $39,491 Building $233,696
2025	$3,050.00 Homeowner's exemption	$267,831 Land $38,717 Building $229,114
2023	$2,867.00 (+2.54%) Homeowner's exemption	$257,432 Land $37,214 Building $220,218
2022	$2,796.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1120 Oberlin Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1120 Oberlin Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, ezWave.

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