1120 McCaffery Rd, Bigfork, MT 59911 Property Records

Flathead County property record for 1120 McCaffery Rd, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,452 sqft · built 1985
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$352,800 (Jun 2019)
Tax Bill	$1,506 (2026)
Deeds & Mortgages	Dec 2020 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0757689`

Property Details

APN / Parcel Number

Primary APN	`R0757689`
Alternative APNs	`07-3836-17-2-01-07-0000` `0000980147`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Terrain	Wooded
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	340 sqft
Deck Area	160 sqft
Shed	1 Shed
Shed Area	140 sqft
Lean-To	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000980147
Street Address	1120 MCCAFFERY RD
City	BIGFORK
State	MT
Zip	59911-6129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S17, T27 N, R19 W, ACRES 3, COS 21117-1, TR 4AAA IN NE4NW4
Legal Range	19W
Legal Township	27N
Legal Section	17
Legal Subdivision	CERTIFICATE OF SURVEY NO 21117
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2035
Census Tract	1305

Owner

1120 McCaffery Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1120 MCCAFFERY RD, BIGFORK, MT 59911-6129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 13, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2019 · Amount on File
Deed Sale	Jun 13, 2019 · Amount on File
Deed Document Number	201911565
Prior Transfer Date	Jan 8, 2007
Prior Transfer Doc	0001016220
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1120 MCCAFFERY RD, BIGFORK, MT 59911-6129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000042876
Date	Dec 21, 2020
Instrument	202000042876

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1120 MCCAFFERY RD, BIGFORK, MT 59911-6129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013355
Date	May 22, 2020
Instrument	202000013355

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 13, 2019
Property Address	1120 MCCAFFERY RD, BIGFORK, MT 59911-6129
Document Number	201900011565
Instrument Date	Jun 11, 2019
Instrument	201900011565
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1120 MCCAFFERY RD, BIGFORK, MT 59911-6129

Mortgage

Document Number	201900011566
Date	Jun 13, 2019
Instrument	201900011566

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1120 McCaffery Rd was $1,506.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Bigfork High School District (09 - 12)
Elementary School District	Swan River Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,506.00	$532,700
2025			$532,700 Land $280,700 Building $252,000
2023	$2,731.00	$438,500	$438,500 Land $154,300 Building $284,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1120 McCaffery Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 McCaffery Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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