Monroe County property record for 1120 Maplewood Ln, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,064 sqft · built 2006 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $231,000 (Jun 2022) |
| Tax Bill | $4,454 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Construction Loan Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-35-249-067-000 |
| Primary APN | 07-35-249-067-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 684 sqft |
| Porch | Slab |
| Porch Area | 80 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1120 MAPLEWOOD LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 67 SILVERCREEK CROSSING 1ST ADDN PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | SILVERCREEK CROSSING |
| Legal Lot Number | 67 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 600501 |
1120 Maplewood Ln is owned and occupied by two individuals who bought it in June 2022.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1120 MAPLEWOOD LN, WATERLOO, IL 62298-2797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2022 | Warranty Deed, Construction Loan · Construction Mortgage NEIGHBORS FCU |
| Aug 16, 2017 | Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on File |
| Deed Sale | Jun 8, 2022 · Amount on File |
| Deed Document Number | 2022424615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 8, 2022 |
| Property Address | 1120 MAPLEWOOD LN, WATERLOO, IL 62298-2797 |
| Document Number | 0000424615 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 424615 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1120 MAPLEWOOD LN, WATERLOO, IL 62298-2797 |
| Document Number | 0000424616 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 424616 |
| Name | NEIGHBORS FCU |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 3.88% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 16, 2017 |
| Property Address | 1120 MAPLEWOOD LN, WATERLOO, IL 62298-2797 |
| Document Number | 0000391450 |
| Map Reference | PE2-219B DOC288159 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 391450 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1120 MAPLEWOOD LN, WATERLOO, IL 62298-2797 |
| Document Number | 0000391451 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 391451 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1120 Maplewood Ln was $4,454, up 5.9% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,454.00 (+5.95%) Homeowner's exemption | $78,750 Land $16,310 Building $62,440 | $236,250 Land $48,930 Building $187,320 |
| 2024 | $4,204.00 | ||
| 2022 | Additional exemption filed | $63,150 Land $15,120 Building $48,030 | $189,450 Land $45,360 Building $144,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1120 Maplewood Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1993) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1120 Maplewood Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
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