1109 Maplewood Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 1109 Maplewood Ln, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,908 sqft · built 2009
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Trust Names on Record
Last Sale	$269,000 (May 2018)
Deeds & Mortgages	Nov 2020 Mortgage May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-35-249-056-000`

Property Details

APN / Parcel Number

Primary APN	`07-35-249-056-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	1,908 sqft
Basement Area	1,908 sqft
Unfinished Basement	1,908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Garage Area	572 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1109 MAPLEWOOD LN
City	WATERLOO
State	IL
Zip	62298-2798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 56 SILVERCREEK CROSSING 1ST ADDN PHASE 1
Legal Range	10W
Legal Township	02S
Legal Section	35
Legal Subdivision	SILVERCREEK CROSSING
Legal Lot Number	56
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3006
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1109 MAPLEWOOD LN, WATERLOO, IL 62298-2798
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST BANK
May 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 29, 2018	Deed, Transfer · VA Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Deed Document Number	2018396111
Last Transfer Date	May 12, 2020
Transfer Doc	0000408273
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1109 MAPLEWOOD LN, WATERLOO, IL 62298-2798
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000412378
Date	Nov 10, 2020
Instrument	412378

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	May 29, 2020
Property Address	1109 MAPLEWOOD LN, WATERLOO, IL 62298-2798
Document Number	0000408273
Instrument Date	May 12, 2020
Instrument	408273
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1109 MAPLEWOOD LN WATERLOO IL 622982798, WATERLOO, IL 62298-2798

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	May 29, 2018
Property Address	1109 MAPLEWOOD LN, WATERLOO, IL 62298-2798
Document Number	0000396111
Map Reference	DOC 2881559
Instrument Date	May 25, 2018
Instrument	396111
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$403.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1109 MAPLEWOOD LN, WATERLOO, IL 62298-2798

Mortgage

Document Number	0000396112
Date	May 29, 2018
Instrument	396112

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption	$124,260 (+3.21%) Land $17,180 Building $107,080	$372,780 (+3.21%) Land $51,540 Building $321,240
2024		$120,395 (+22.75%) Land $16,739 Building $103,656	$361,185 (+22.75%) Land $50,217 Building $310,968
2022	Disabled Person's exemption Additional exemption filed	$98,080 Land $15,650 Building $82,430	$294,240 Land $46,950 Building $247,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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