1120 Holt Ave, Waco, TX 76706 Property Records

McLennan County property record for 1120 Holt Ave, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,084 sqft · built 2007
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$178,506 (May 2024)
Tax Bill	$4,105 (2025)
Deeds & Mortgages	May 2024 Mortgage Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-031701-018000-9`

Property Details

APN / Parcel Number

Primary APN	`48-031701-018000-9`
Alternative APNs	`4803170101800090101` `183577`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	1,084 sqft
Flooring	Carpet

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	120 ft deep x 53 ft wide
Driveway	Concrete Driveway
Driveway Area	374 sqft
Porch	Open Porch
Porch Area	90 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1120 HOLT AVE
City	WACO
State	TX
Zip	76706-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	OAKWOOD LOT 12 BLOCK 9 ACRES .146
Legal Subdivision	OAKWOOD
Legal Block	9
Legal Lot Number	12
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1031
Census Tract	1900

Owner

1120 Holt Ave is owned and occupied by an individual who bought it in May 2024.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1120 HOLT AVE, WACO, TX 76706-3227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Vendor's Lien, Transfer · FHA Mortgage KINGS MORTGAGE SERVICES INC
Apr 8, 2020	Grant Deed, Transfer NOT AVAILABLE
Mar 1, 2019	Loan Modification, Mortgage TEXAS FIRST ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2024 · Amount on File
Deed Sale	May 10, 2024 · Amount on File
Prior Sale	Jan 13, 2023
Deed Document Number	202413908
Prior Transfer Date	Jun 13, 2008
Prior Transfer Doc	0000019120
Record Updated	Oct 29, 2026

May 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 10, 2024
Property Address	1120 HOLT AVE, WACO, TX 76706-3227
Document Number	0000013908
Map Reference	VOL 704 PG 502
Instrument Date	May 8, 2024
Instrument	2024013908
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 HOLT AVE, WACO, TX 76706-3227

Mortgage

Document Number	0000013909
Date	May 10, 2024
Instrument	2024013909

Lender

Name	KINGS MORTGAGE SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 8, 2020
Property Address	1120 HOLT AVE, WACO, TX 76706-3227
Document Number	0000011426
Instrument Date	Apr 3, 2020
Instrument	11426
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3822 COTTON BELT PKWY MC GREGOR TX 766573414, MC GREGOR, TX 76657-3414

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1120 HOLT AVE, WACO, TX 76706-3227
Document Number	0000008856
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 E 18TH ST GEORGETOWN TX 786267212, GEORGETOWN, TX 78626-7212

Mortgage

Document Number	0000008856
Date	Mar 15, 2019
Instrument	8856

Lender

Name	TEXAS FIRST ST BK
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1120 Holt Ave was $4,105, up 6.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,785 (-2.63%) Land $23,596 Building $154,189	$177,785 (-2.63%) Land $23,596 Building $154,189
2025	$4,105.00 (+6.85%)	$182,590 Land $21,430 Building $161,160	$182,590 Land $21,430 Building $161,160
2024	$3,842.00
2023		$153,360 Land $21,430 Building $131,930	$153,360 Land $21,430 Building $131,930
2022	$3,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1120 Holt Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 Holt Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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