1109 Holt Ave, Waco, TX 76706 Property Records

McLennan County property record for 1109 Holt Ave, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 580 sqft · built 1948
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$5,728 (Jan 2017)
Tax Bill	$1,499 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-031701-016000-0`

Property Details

APN / Parcel Number

Primary APN	`48-031701-016000-0`
Alternative APNs	`4803170101600000111` `183556`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	580 sqft Living Area
1st Floor Area	580 sqft
Flooring	Wood

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1963
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	120 ft deep x 53 ft wide
Porch	Open Porch
Porch Area	16 sqft
Storage Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	1109 HOLT AVE
City	WACO
State	TX
Zip	76706-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	OAKWOOD LOT 18 BLOCK 8 ACRES .146
Legal Subdivision	OAKWOOD
Legal Block	8
Legal Lot Number	18
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1032
Census Tract	1900

Owner

1109 Holt Ave is owned by an individual who bought it in January 2017.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	523 HERRING AVE, WACO, TX 76708-3638
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX
Jan 24, 2017	Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2017 · Amount on File
Deed Sale	Jan 24, 2017 · Amount on File
Deed Document Number	20172377
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1109 HOLT AVE, WACO, TX 76706-3226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023329
Date	Jul 14, 2020
Instrument	2020023329

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 24, 2017
Property Address	1109 HOLT AVE, WACO, TX 76706-3226
Document Number	0000002377
Map Reference	VOL207 PG859
Instrument Date	Jan 3, 2017
Instrument	2017002377
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3809 W WACO DR, WACO, TX 76710-7105

Mortgage

Document Number	0000002622
Date	Jan 24, 2017
Instrument	2017002622

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Holt Ave was $1,499, up 19.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,000 (+6.45%) Land $23,596 Building $47,404	$71,000 (+0.07%) Land $23,596 Building $47,404
2025	$1,499.00 (+19.63%)	$66,696 Land $21,430 Building $49,520	$70,950 Land $21,430 Building $49,520
2024	$1,253.00
2023		$55,580 Land $18,700 Building $36,880	$55,580 Land $18,700 Building $36,880
2022	$1,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 Holt Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Holt Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media.

Nearby Properties on Holt Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures